🔒 Sign in to view the address — Leeds
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 22% above the area median. Offers anchored to area median of £139,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £170,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,060 | £175,100 | £13,998 | £7,623 | £12,723 | 22.7% |
| Yr 3 | £21,076 | £185,764 | £14,729 | £23,962 | £39,725 | 70.9% |
| Yr 5 | £22,142 | £197,077 | £15,498 | £41,818 | £68,895 | 123.0% |
| Yr 10 | £25,052 | £228,466 | £17,593 | £93,613 | £152,078 | 271.6% |
| Yr 15 | £28,344 | £264,854 | £19,963 | £156,694 | £251,549 | 449.2% |
| Yr 20 | £32,069 | £307,039 | £22,645 | £232,547 | £369,586 | 660.0% |
| Yr 25 | £36,283 | £355,942 | £25,679 | £322,847 | £508,790 | 908.6% |
| Yr 30 | £41,051 | £412,635 | £29,112 | £429,496 | £672,130 | 1200.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 10.0% | 6.3% | £196 | 2.8% |
| Conservative | £1,555 | 11.0% | 7.4% | £467 | 11.7% |
| Base | £1,672 | 11.8% | 8.2% | £636 | 15.7% |
| Optimistic | £1,806 | 12.7% | 9.2% | £821 | 20.2% |
| Bull | £1,973 | 13.9% | 10.3% | £1,037 | 26.1% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.8% |
| Net Yield | ●8.24% |
| Net Annual Income | £14,001 |
| Deductions: void 8% (−£1,605) · mgmt 10% (−£2,006) · maint 10% (−£2,006) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £530 |
| Monthly Cashflow (IO) | ●£637 |
| Cash-on-Cash Return | ●13.62% |
| 5-Year IRR | ●15.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,400 |
| SDLT Effective Rate | 5.53% |
| SDLT (Company) | £9,400 |
| Section 24 Extra Tax/yr (higher rate) | £1,275 |
| SPV Annual Saving | £3,239 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £197,077 |
| Less: Purchase Price | −£170,000 |
| Less: Buying Costs (SDLT + legal) | −£12,000 |
| Less: Selling Costs (est. 2.5%) | −£4,927 |
| = CGT Net Gain (5yr) | £10,150 |
| CGT at 24% | £1,716 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 10.0% | 6.3% | £196 | 2.8% |
| Conservative | £1,555 | 11.0% | 7.4% | £467 | 11.7% |
| Base | £1,672 | 11.8% | 8.2% | £636 | 15.7% |
| Optimistic | £1,806 | 12.7% | 9.2% | £821 | 20.2% |
| Bull | £1,973 | 13.9% | 10.3% | £1,037 | 26.1% |
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