🔒 Sign in to view the address — Leicester
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Leicester | Renovations, New Homes, Construction | 07795 322 737 | — |
| decorator | Painters and Decorators Leicester | Commercial & Domestic | 0116 4785346 | — |
| photographer | ZigZag Photography Leicester | 0116 2700995 | — |
Property Details
- Asking Price
- £140,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,710 | £144,200 | £7,266 | £2,016 | £6,216 | 13.4% |
| Yr 3 | £11,252 | £152,982 | £7,657 | £6,632 | £19,614 | 42.3% |
| Yr 5 | £11,822 | £162,298 | £8,067 | £12,058 | £34,356 | 74.0% |
| Yr 10 | £13,375 | £188,148 | £9,185 | £29,442 | £77,590 | 167.2% |
| Yr 15 | £15,133 | £218,115 | £10,451 | £52,852 | £130,967 | 282.3% |
| Yr 20 | £17,122 | £252,856 | £11,883 | £83,080 | £195,936 | 422.3% |
| Yr 25 | £19,371 | £293,129 | £13,502 | £121,022 | £274,151 | 590.8% |
| Yr 30 | £21,917 | £339,817 | £15,335 | £167,693 | £367,509 | 792.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 6.5% | 3.9% | £-112 | -8.3% |
| Conservative | £830 | 7.1% | 4.7% | £63 | 2.2% |
| Base | £893 | 7.7% | 5.2% | £168 | 6.7% |
| Optimistic | £964 | 8.3% | 5.8% | £283 | 11.9% |
| Bull | £1,054 | 9.0% | 6.5% | £414 | 18.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.65% |
| Net Yield | ●5.19% |
| Net Annual Income | £7,271 |
| Deductions: void 8% (−£857) · mgmt 10% (−£1,071) · maint 10% (−£1,071) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £437 |
| Monthly Cashflow (IO) | ●£169 |
| Cash-on-Cash Return | ●4.36% |
| 5-Year IRR | ●6.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,300 |
| SDLT Effective Rate | 5.21% |
| SDLT (Company) | £7,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,050 |
| SPV Annual Saving | £1,874 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £162,298 |
| Less: Purchase Price | −£140,000 |
| Less: Buying Costs (SDLT + legal) | −£9,900 |
| Less: Selling Costs (est. 2.5%) | −£4,057 |
| = CGT Net Gain (5yr) | £8,341 |
| CGT at 24% | £1,282 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 6.5% | 3.9% | £-112 | -8.3% |
| Conservative | £830 | 7.1% | 4.7% | £63 | 2.2% |
| Base | £893 | 7.7% | 5.2% | £168 | 6.7% |
| Optimistic | £964 | 8.3% | 5.8% | £283 | 11.9% |
| Bull | £1,054 | 9.0% | 6.5% | £414 | 18.4% |
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