🔒 Sign in to view the address — Milton Keynes
Maisonette · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 21% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,700 |
| Bathroom | £3,450 |
| Living Room | £2,000 |
| Hallway / Stairs | £750 |
| Master Bedroom | £2,350 |
| Bedroom 2 | £2,350 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | R Cunningham Builders | Trusted Builders in Milton Keynes | 01908 263554 | — |
| decorator | ASR Painters and Decorators | Expert Painting & Decorating ... | 07860207718 | — |
| photographer | Photography Studio Milton Keynes | 01908 399140 | — |
Property Details
- Asking Price
- £260,000
- Property Type
- Maisonette
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,404 | £267,800 | £9,926 | £176 | £7,976 | 9.4% |
| Yr 3 | £15,133 | £284,109 | £10,451 | £1,312 | £25,421 | 29.9% |
| Yr 5 | £15,899 | £301,411 | £11,003 | £3,538 | £44,949 | 52.8% |
| Yr 10 | £17,989 | £349,418 | £12,507 | £14,239 | £103,657 | 121.8% |
| Yr 15 | £20,352 | £405,072 | £14,209 | £33,045 | £178,116 | 209.3% |
| Yr 20 | £23,027 | £469,589 | £16,134 | £61,021 | £270,609 | 318.0% |
| Yr 25 | £26,053 | £544,382 | £18,313 | £99,371 | £383,753 | 450.9% |
| Yr 30 | £29,476 | £631,088 | £20,778 | £149,460 | £520,548 | 611.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 131 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,021 | 4.7% | 2.9% | £-430 | -13.3% |
| Conservative | £1,117 | 5.2% | 3.4% | £-149 | -1.9% |
| Base | £1,201 | 5.5% | 3.8% | £15 | 2.9% |
| Optimistic | £1,297 | 6.0% | 4.3% | £192 | 8.4% |
| Bull | £1,417 | 6.5% | 4.8% | £390 | 15.2% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.54% |
| Net Yield | ●3.82% |
| Net Annual Income | £9,932 |
| Deductions: void 8% (−£1,152) · mgmt 10% (−£1,440) · maint 10% (−£1,440) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £811 |
| Monthly Cashflow (IO) | ●£17 |
| Cash-on-Cash Return | ●0.21% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £16,000 |
| SDLT Effective Rate | 6.15% |
| SDLT (Company) | £16,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,950 |
| SPV Annual Saving | £2,616 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £301,411 |
| Less: Purchase Price | −£260,000 |
| Less: Buying Costs (SDLT + legal) | −£18,600 |
| Less: Selling Costs (est. 2.5%) | −£7,535 |
| = CGT Net Gain (5yr) | £15,276 |
| CGT at 24% | £2,946 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,021 | 4.7% | 2.9% | £-430 | -13.3% |
| Conservative | £1,117 | 5.2% | 3.4% | £-149 | -1.9% |
| Base | £1,201 | 5.5% | 3.8% | £15 | 2.9% |
| Optimistic | £1,297 | 6.0% | 4.3% | £192 | 8.4% |
| Bull | £1,417 | 6.5% | 4.8% | £390 | 15.2% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →