🔒 Sign in to view the address — Freemantle
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 25% above the area median. Offers anchored to area median of £316,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,700 |
| Bathroom | £3,450 |
| Living Room | £2,000 |
| Hallway / Stairs | £750 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Bedroom 4 | £1,200 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £395,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,100–1,200 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,554 | £406,850 | £15,794 | £982 | £12,832 | 9.7% |
| Yr 3 | £23,696 | £431,627 | £16,616 | £4,173 | £40,800 | 30.8% |
| Yr 5 | £24,896 | £457,913 | £17,480 | £9,071 | £71,985 | 54.4% |
| Yr 10 | £28,167 | £530,847 | £19,836 | £29,359 | £165,206 | 124.8% |
| Yr 15 | £31,869 | £615,397 | £22,501 | £62,338 | £282,735 | 213.6% |
| Yr 20 | £36,057 | £713,414 | £25,516 | £109,676 | £428,090 | 323.5% |
| Yr 25 | £40,795 | £827,042 | £28,927 | £173,259 | £605,301 | 457.3% |
| Yr 30 | £46,156 | £958,769 | £32,787 | £255,222 | £818,990 | 618.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 4.8% | 3.0% | £-604 | -13.0% |
| Conservative | £1,747 | 5.3% | 3.6% | £-172 | -1.9% |
| Base | £1,878 | 5.7% | 4.0% | £81 | 2.9% |
| Optimistic | £2,028 | 6.2% | 4.4% | £353 | 8.3% |
| Bull | £2,216 | 6.7% | 5.0% | £660 | 15.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.71% |
| Net Yield | ●4.0% |
| Net Annual Income | £15,781 |
| Deductions: void 8% (−£1,804) · mgmt 10% (−£2,255) · maint 10% (−£2,255) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,232 |
| Monthly Cashflow (IO) | ●£83 |
| Cash-on-Cash Return | ●0.73% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £29,500 |
| SDLT Effective Rate | 7.47% |
| SDLT (Company) | £29,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,963 |
| SPV Annual Saving | £4,007 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £457,913 |
| Less: Purchase Price | −£395,000 |
| Less: Buying Costs (SDLT + legal) | −£32,100 |
| Less: Selling Costs (est. 2.5%) | −£11,448 |
| = CGT Net Gain (5yr) | £19,365 |
| CGT at 24% | £3,928 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 4.8% | 3.0% | £-604 | -13.0% |
| Conservative | £1,747 | 5.3% | 3.6% | £-172 | -1.9% |
| Base | £1,878 | 5.7% | 4.0% | £81 | 2.9% |
| Optimistic | £2,028 | 6.2% | 4.4% | £353 | 8.3% |
| Bull | £2,216 | 6.7% | 5.0% | £660 | 15.1% |
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