🔒 Sign in to view the address — Southall
End of Terrace · 4 bed
Supports major UK property portals
Suggested Offer Range
Already 25% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £1,400 |
| Bedroom 2 | £1,400 |
| Bedroom 3 | £1,400 |
| Bedroom 4 | £1,400 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Raaz Constructions Limited: Construction Company in Uxbridge | 08001337331 | — |
| decorator | Painters & Decorators Uxbridge - Decorwise | London | +447501148912 | — |
Property Details
- Asking Price
- £649,950
- Property Type
- End of Terrace
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,600–1,700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £38,607 | £669,448 | £27,352 | £2,979 | £22,477 | 10.1% |
| Yr 3 | £40,562 | £710,218 | £28,759 | £11,039 | £71,307 | 32.2% |
| Yr 5 | £42,615 | £753,470 | £30,238 | £22,020 | £125,540 | 56.7% |
| Yr 10 | £48,215 | £873,478 | £34,270 | £63,240 | £286,768 | 129.4% |
| Yr 15 | £54,551 | £1,012,601 | £38,832 | £126,183 | £488,834 | 220.6% |
| Yr 20 | £61,719 | £1,173,882 | £43,993 | £213,704 | £737,636 | 332.9% |
| Yr 25 | £69,830 | £1,360,851 | £49,832 | £329,032 | £1,039,933 | 469.3% |
| Yr 30 | £79,006 | £1,577,599 | £56,439 | £475,822 | £1,403,472 | 633.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,734 | 5.0% | 3.2% | £-900 | -12.5% |
| Conservative | £2,992 | 5.5% | 3.8% | £-177 | -1.6% |
| Base | £3,217 | 5.9% | 4.2% | £248 | 3.1% |
| Optimistic | £3,474 | 6.4% | 4.7% | £706 | 8.4% |
| Bull | £3,796 | 7.0% | 5.3% | £1,223 | 15.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.94% |
| Net Yield | ●4.21% |
| Net Annual Income | £27,350 |
| Deductions: void 8% (−£3,089) · mgmt 10% (−£3,861) · maint 10% (−£3,861) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £2,027 |
| Monthly Cashflow (IO) | ●£252 |
| Cash-on-Cash Return | ●1.34% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £54,995 |
| SDLT Effective Rate | 8.46% |
| SDLT (Company) | £97,492 |
| Section 24 Extra Tax/yr (higher rate) | £4,875 |
| SPV Annual Saving | £6,735 |
| SPV Breakeven | 6.3 yrs |
| CGT Projected Sale (5yr) | £753,470 |
| Less: Purchase Price | −£649,950 |
| Less: Buying Costs (SDLT + legal) | −£57,595 |
| Less: Selling Costs (est. 2.5%) | −£18,837 |
| = CGT Net Gain (5yr) | £27,088 |
| CGT at 24% | £5,781 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,734 | 5.0% | 3.2% | £-900 | -12.5% |
| Conservative | £2,992 | 5.5% | 3.8% | £-177 | -1.6% |
| Base | £3,217 | 5.9% | 4.2% | £248 | 3.1% |
| Optimistic | £3,474 | 6.4% | 4.7% | £706 | 8.4% |
| Bull | £3,796 | 7.0% | 5.3% | £1,223 | 15.1% |
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