🔒 Sign in to view the address — Leeds
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 27% above the area median. Offers anchored to area median of £149,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £189,995
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,063 | £195,695 | £14,001 | £6,876 | £12,576 | 20.2% |
| Yr 3 | £21,079 | £207,613 | £14,732 | £21,720 | £39,338 | 63.0% |
| Yr 5 | £22,146 | £220,256 | £15,500 | £38,082 | £68,344 | 109.5% |
| Yr 10 | £25,057 | £255,337 | £17,596 | £86,143 | £151,485 | 242.8% |
| Yr 15 | £28,349 | £296,006 | £19,966 | £145,492 | £251,503 | 403.1% |
| Yr 20 | £32,074 | £343,152 | £22,649 | £217,614 | £370,771 | 594.2% |
| Yr 25 | £36,289 | £397,807 | £25,683 | £304,187 | £512,000 | 820.5% |
| Yr 30 | £41,058 | £461,168 | £29,117 | £407,111 | £678,284 | 1087.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 9.0% | 5.6% | £115 | -0.2% |
| Conservative | £1,555 | 9.8% | 6.6% | £398 | 9.1% |
| Base | £1,672 | 10.6% | 7.4% | £573 | 13.2% |
| Optimistic | £1,806 | 11.4% | 8.2% | £765 | 17.9% |
| Bull | £1,973 | 12.5% | 9.2% | £987 | 24.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.56% |
| Net Yield | ●7.37% |
| Net Annual Income | £14,001 |
| Deductions: void 8% (−£1,605) · mgmt 10% (−£2,006) · maint 10% (−£2,006) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £593 |
| Monthly Cashflow (IO) | ●£574 |
| Cash-on-Cash Return | ●11.02% |
| 5-Year IRR | ●13.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £10,800 |
| SDLT Effective Rate | 5.68% |
| SDLT (Company) | £10,800 |
| Section 24 Extra Tax/yr (higher rate) | £1,425 |
| SPV Annual Saving | £3,277 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £220,256 |
| Less: Purchase Price | −£189,995 |
| Less: Buying Costs (SDLT + legal) | −£13,400 |
| Less: Selling Costs (est. 2.5%) | −£5,506 |
| = CGT Net Gain (5yr) | £11,355 |
| CGT at 24% | £2,005 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 9.0% | 5.6% | £115 | -0.2% |
| Conservative | £1,555 | 9.8% | 6.6% | £398 | 9.1% |
| Base | £1,672 | 10.6% | 7.4% | £573 | 13.2% |
| Optimistic | £1,806 | 11.4% | 8.2% | £765 | 17.9% |
| Bull | £1,973 | 12.5% | 9.2% | £987 | 24.0% |
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