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Semi-Detached · 8 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 131% above the area median. Offers anchored to area median of £345,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,100 |
| Bathroom | £3,000 |
| Living Room | £1,750 |
| Hallway / Stairs | £700 |
| Master Bedroom | £500 |
| Bedroom 2 | £500 |
| Bedroom 3 | £500 |
| Bedroom 4 | £500 |
| Bedroom 5 | £500 |
| Bedroom 6 | £500 |
| Bedroom 7 | £500 |
| Bedroom 8 | £500 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | JMT Wood Build | 07843 437933 | — |
| decorator | SC Decor: Exeter Painter and Decorator | Painter in Exeter, Devon | 07468 181762 | — |
| photographer | Fiona French: Exeter & Devon Newborn, Family & Wedding ... | 07735546021 | — |
Property Details
- Asking Price
- £800,000
- Property Type
- Semi-Detached
- Bedrooms
- 8
- Number of Units
- 6 units
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Floor Area
- 3,200–3,300 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £54,000 | £824,000 | £38,435 | £8,435 | £32,435 | 11.8% |
| Yr 3 | £56,734 | £874,182 | £40,403 | £28,245 | £102,427 | 37.4% |
| Yr 5 | £59,606 | £927,419 | £42,471 | £52,141 | £179,560 | 65.5% |
| Yr 10 | £67,439 | £1,075,133 | £48,111 | £131,137 | £406,271 | 148.2% |
| Yr 15 | £76,301 | £1,246,374 | £54,491 | £240,518 | £686,892 | 250.6% |
| Yr 20 | £86,327 | £1,444,889 | £61,711 | £384,276 | £1,029,165 | 375.5% |
| Yr 25 | £97,671 | £1,675,022 | £69,878 | £566,929 | £1,441,951 | 526.1% |
| Yr 30 | £110,506 | £1,941,810 | £79,119 | £793,587 | £1,935,397 | 706.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £3,825 | 5.7% | 3.7% | £-801 | -10.4% |
| Conservative | £4,185 | 6.3% | 4.3% | £142 | 0.1% |
| Base | £4,500 | 6.8% | 4.8% | £703 | 4.6% |
| Optimistic | £4,860 | 7.3% | 5.3% | £1,309 | 9.8% |
| Bull | £5,310 | 8.0% | 6.0% | £1,999 | 16.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●6.75% |
| Net Yield | ●4.8% |
| Net Annual Income | £38,435 |
| Deductions: void 8% (−£4,320) · mgmt 10% (−£5,400) · maint 10% (−£5,400) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £2,495 |
| Monthly Cashflow (IO) | ●£708 |
| Cash-on-Cash Return | ●3.08% |
| 5-Year IRR | ●4.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £70,000 |
| SDLT Effective Rate | 8.75% |
| SDLT (Company) | £120,000 |
| Section 24 Extra Tax/yr (higher rate) | £6,000 |
| SPV Annual Saving | £9,171 |
| SPV Breakeven | 5.5 yrs |
| CGT Projected Sale (5yr) | £927,419 |
| Less: Purchase Price | −£800,000 |
| Less: Buying Costs (SDLT + legal) | −£72,600 |
| Less: Selling Costs (est. 2.5%) | −£23,185 |
| = CGT Net Gain (5yr) | £31,634 |
| CGT at 24% | £6,872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £3,825 | 5.7% | 3.7% | £-801 | -10.4% |
| Conservative | £4,185 | 6.3% | 4.3% | £142 | 0.1% |
| Base | £4,500 | 6.8% | 4.8% | £703 | 4.6% |
| Optimistic | £4,860 | 7.3% | 5.3% | £1,309 | 9.8% |
| Bull | £5,310 | 8.0% | 6.0% | £1,999 | 16.4% |
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