🔒 Sign in to view the address — Coventry
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 43% above the area median. Offers anchored to area median of £160,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £230,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,788 | £236,900 | £8,762 | £137 | £7,037 | 9.4% |
| Yr 3 | £13,435 | £251,327 | £9,228 | £1,108 | £22,436 | 29.8% |
| Yr 5 | £14,116 | £266,633 | £9,718 | £3,047 | £39,680 | 52.8% |
| Yr 10 | £15,970 | £309,101 | £11,054 | £12,454 | £91,554 | 121.7% |
| Yr 15 | £18,069 | £358,333 | £12,565 | £29,056 | £157,388 | 209.3% |
| Yr 20 | £20,444 | £415,406 | £14,274 | £53,799 | £239,204 | 318.1% |
| Yr 25 | £23,130 | £481,569 | £16,209 | £87,753 | £339,322 | 451.2% |
| Yr 30 | £26,169 | £558,270 | £18,397 | £132,128 | £460,398 | 612.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £905 | 4.7% | 2.9% | £-383 | -13.3% |
| Conservative | £990 | 5.2% | 3.4% | £-134 | -1.9% |
| Base | £1,065 | 5.6% | 3.8% | £11 | 2.9% |
| Optimistic | £1,150 | 6.0% | 4.2% | £167 | 8.4% |
| Bull | £1,257 | 6.6% | 4.8% | £343 | 15.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.56% |
| Net Yield | ●3.81% |
| Net Annual Income | £8,757 |
| Deductions: void 8% (−£1,023) · mgmt 10% (−£1,279) · maint 10% (−£1,279) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £717 |
| Monthly Cashflow (IO) | ●£13 |
| Cash-on-Cash Return | ●0.18% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,600 |
| SDLT Effective Rate | 5.91% |
| SDLT (Company) | £13,600 |
| Section 24 Extra Tax/yr (higher rate) | £1,725 |
| SPV Annual Saving | £2,332 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £266,633 |
| Less: Purchase Price | −£230,000 |
| Less: Buying Costs (SDLT + legal) | −£16,200 |
| Less: Selling Costs (est. 2.5%) | −£6,666 |
| = CGT Net Gain (5yr) | £13,767 |
| CGT at 24% | £2,584 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £905 | 4.7% | 2.9% | £-383 | -13.3% |
| Conservative | £990 | 5.2% | 3.4% | £-134 | -1.9% |
| Base | £1,065 | 5.6% | 3.8% | £11 | 2.9% |
| Optimistic | £1,150 | 6.0% | 4.2% | £167 | 8.4% |
| Bull | £1,257 | 6.6% | 4.8% | £343 | 15.2% |
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