🔒 Sign in to view the address — Southall
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 16% above the area median. Offers anchored to area median of £413,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,450 |
| Bathroom | £4,000 |
| Living Room | £2,350 |
| Hallway / Stairs | £900 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Bedroom 3 | £1,800 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Raaz Constructions Limited: Construction Company in Uxbridge | 08001337331 | — |
| decorator | Painters & Decorators Uxbridge - Decorwise | London | +447501148912 | — |
Property Details
- Asking Price
- £479,950
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £28,077 | £494,348 | £19,770 | £1,772 | £16,171 | 10.0% |
| Yr 3 | £29,498 | £524,454 | £20,794 | £6,846 | £51,350 | 31.7% |
| Yr 5 | £30,992 | £556,394 | £21,869 | £14,044 | £90,487 | 55.8% |
| Yr 10 | £35,064 | £645,013 | £24,801 | £42,051 | £207,113 | 127.8% |
| Yr 15 | £39,672 | £747,746 | £28,119 | £85,856 | £353,652 | 218.2% |
| Yr 20 | £44,885 | £866,843 | £31,873 | £147,535 | £534,428 | 329.7% |
| Yr 25 | £50,784 | £1,004,909 | £36,119 | £229,438 | £754,397 | 465.4% |
| Yr 30 | £57,457 | £1,164,965 | £40,924 | £334,221 | £1,019,236 | 628.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,987 | 5.0% | 3.1% | £-695 | -12.7% |
| Conservative | £2,174 | 5.4% | 3.7% | £-165 | -1.7% |
| Base | £2,338 | 5.8% | 4.1% | £146 | 3.0% |
| Optimistic | £2,525 | 6.3% | 4.6% | £482 | 8.4% |
| Bull | £2,759 | 6.9% | 5.1% | £860 | 15.1% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.85% |
| Net Yield | ●4.12% |
| Net Annual Income | £19,755 |
| Deductions: void 8% (−£2,246) · mgmt 10% (−£2,808) · maint 10% (−£2,808) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,497 |
| Monthly Cashflow (IO) | ●£149 |
| Cash-on-Cash Return | ●1.08% |
| 5-Year IRR | ●3.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £37,995 |
| SDLT Effective Rate | 7.92% |
| SDLT (Company) | £37,995 |
| Section 24 Extra Tax/yr (higher rate) | £3,600 |
| SPV Annual Saving | £4,939 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £556,394 |
| Less: Purchase Price | −£479,950 |
| Less: Buying Costs (SDLT + legal) | −£40,595 |
| Less: Selling Costs (est. 2.5%) | −£13,910 |
| = CGT Net Gain (5yr) | £21,939 |
| CGT at 24% | £4,545 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,987 | 5.0% | 3.1% | £-695 | -12.7% |
| Conservative | £2,174 | 5.4% | 3.7% | £-165 | -1.7% |
| Base | £2,338 | 5.8% | 4.1% | £146 | 3.0% |
| Optimistic | £2,525 | 6.3% | 4.6% | £482 | 8.4% |
| Bull | £2,759 | 6.9% | 5.1% | £860 | 15.1% |
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