🔒 Sign in to view the address — Blackpool
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Blackpool Ltd| Trusted Local Builders | 07487 678364 | — |
| decorator | Painter and decorator | Fantastic Finish Decorators | 07464 967 344 | — |
| photographer | Creative Portraits | 07549 946326 | — |
Property Details
- Asking Price
- £165,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,300–1,400 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,160 | £169,950 | £8,311 | £2,123 | £7,073 | 13.0% |
| Yr 3 | £12,776 | £180,300 | £8,754 | £7,031 | £22,331 | 41.1% |
| Yr 5 | £13,423 | £191,280 | £9,219 | £12,860 | £39,140 | 71.9% |
| Yr 10 | £15,187 | £221,746 | £10,489 | £31,767 | £88,513 | 162.7% |
| Yr 15 | £17,182 | £257,065 | £11,926 | £57,517 | £149,581 | 275.0% |
| Yr 20 | £19,440 | £298,008 | £13,552 | £91,008 | £224,016 | 411.8% |
| Yr 25 | £21,995 | £345,473 | £15,391 | £133,258 | £313,731 | 576.7% |
| Yr 30 | £24,885 | £400,498 | £17,472 | £185,418 | £420,916 | 773.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £862 | 6.3% | 3.8% | £-147 | -8.8% |
| Conservative | £943 | 6.9% | 4.5% | £56 | 1.8% |
| Base | £1,014 | 7.4% | 5.0% | £177 | 6.4% |
| Optimistic | £1,095 | 8.0% | 5.6% | £309 | 11.5% |
| Bull | £1,197 | 8.7% | 6.3% | £460 | 18.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.37% |
| Net Yield | ●5.04% |
| Net Annual Income | £8,316 |
| Deductions: void 8% (−£973) · mgmt 10% (−£1,216) · maint 10% (−£1,216) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £515 |
| Monthly Cashflow (IO) | ●£178 |
| Cash-on-Cash Return | ●3.91% |
| 5-Year IRR | ●6.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,050 |
| SDLT Effective Rate | 5.48% |
| SDLT (Company) | £9,050 |
| Section 24 Extra Tax/yr (higher rate) | £1,238 |
| SPV Annual Saving | £2,124 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £191,280 |
| Less: Purchase Price | −£165,000 |
| Less: Buying Costs (SDLT + legal) | −£11,650 |
| Less: Selling Costs (est. 2.5%) | −£4,782 |
| = CGT Net Gain (5yr) | £9,848 |
| CGT at 24% | £1,644 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £862 | 6.3% | 3.8% | £-147 | -8.8% |
| Conservative | £943 | 6.9% | 4.5% | £56 | 1.8% |
| Base | £1,014 | 7.4% | 5.0% | £177 | 6.4% |
| Optimistic | £1,095 | 8.0% | 5.6% | £309 | 11.5% |
| Bull | £1,197 | 8.7% | 6.3% | £460 | 18.1% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →