🔒 Sign in to view the address — Newcastle upon Tyne
End of Terrace · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 28% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,050 |
| Bedroom 2 | £1,050 |
| Bedroom 3 | £1,050 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £155,000
- Property Type
- End of Terrace
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 1,100–1,200 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,105 | £159,650 | £9,711 | £3,898 | £8,548 | 16.7% |
| Yr 3 | £14,819 | £169,373 | £10,225 | £12,462 | £26,835 | 52.4% |
| Yr 5 | £15,569 | £179,687 | £10,765 | £22,094 | £46,781 | 91.4% |
| Yr 10 | £17,615 | £208,307 | £12,238 | £51,202 | £104,509 | 204.1% |
| Yr 15 | £19,930 | £241,485 | £13,905 | £88,247 | £174,732 | 341.3% |
| Yr 20 | £22,549 | £279,947 | £15,790 | £134,271 | £259,219 | 506.3% |
| Yr 25 | £25,512 | £324,536 | £17,924 | £190,455 | £359,991 | 703.1% |
| Yr 30 | £28,865 | £376,226 | £20,337 | £258,133 | £479,359 | 936.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 7.7% | 4.7% | £-17 | -4.3% |
| Conservative | £1,094 | 8.5% | 5.6% | £196 | 5.6% |
| Base | £1,176 | 9.1% | 6.3% | £325 | 9.9% |
| Optimistic | £1,270 | 9.8% | 7.0% | £467 | 14.8% |
| Bull | £1,388 | 10.7% | 7.9% | £630 | 21.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.1% |
| Net Yield | ●6.27% |
| Net Annual Income | £9,716 |
| Deductions: void 8% (−£1,128) · mgmt 10% (−£1,410) · maint 10% (−£1,410) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £483 |
| Monthly Cashflow (IO) | ●£327 |
| Cash-on-Cash Return | ●7.62% |
| 5-Year IRR | ●9.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,350 |
| SDLT Effective Rate | 5.39% |
| SDLT (Company) | £8,350 |
| Section 24 Extra Tax/yr (higher rate) | £1,162 |
| SPV Annual Saving | £2,377 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £179,687 |
| Less: Purchase Price | −£155,000 |
| Less: Buying Costs (SDLT + legal) | −£10,950 |
| Less: Selling Costs (est. 2.5%) | −£4,492 |
| = CGT Net Gain (5yr) | £9,245 |
| CGT at 24% | £1,499 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 7.7% | 4.7% | £-17 | -4.3% |
| Conservative | £1,094 | 8.5% | 5.6% | £196 | 5.6% |
| Base | £1,176 | 9.1% | 6.3% | £325 | 9.9% |
| Optimistic | £1,270 | 9.8% | 7.0% | £467 | 14.8% |
| Bull | £1,388 | 10.7% | 7.9% | £630 | 21.1% |
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