🔒 Sign in to view the address — Hebburn
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 43% above the area median. Offers anchored to area median of £59,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £3,250 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £85,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Floor Area
- 400–500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,100 | £87,550 | £5,387 | £2,200 | £4,750 | 16.0% |
| Yr 3 | £8,511 | £92,882 | £5,683 | £7,041 | £14,922 | 50.4% |
| Yr 5 | £8,941 | £98,538 | £5,993 | £12,494 | £26,033 | 87.9% |
| Yr 10 | £10,116 | £114,233 | £6,839 | £29,017 | £58,250 | 196.8% |
| Yr 15 | £11,446 | £132,427 | £7,796 | £50,098 | £97,525 | 329.5% |
| Yr 20 | £12,950 | £153,519 | £8,879 | £76,336 | £144,855 | 489.4% |
| Yr 25 | £14,652 | £177,971 | £10,104 | £108,408 | £201,379 | 680.3% |
| Yr 30 | £16,577 | £206,317 | £11,490 | £147,081 | £268,399 | 906.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 109 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £574 | 8.1% | 4.7% | £-9 | -5.2% |
| Conservative | £628 | 8.9% | 5.7% | £110 | 4.7% |
| Base | £675 | 9.5% | 6.3% | £183 | 8.9% |
| Optimistic | £729 | 10.3% | 7.1% | £263 | 13.8% |
| Bull | £796 | 11.2% | 8.0% | £356 | 19.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.53% |
| Net Yield | ●6.34% |
| Net Annual Income | £5,387 |
| Deductions: void 8% (−£648) · mgmt 10% (−£810) · maint 10% (−£810) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £265 |
| Monthly Cashflow (IO) | ●£184 |
| Cash-on-Cash Return | ●7.43% |
| 5-Year IRR | ●8.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,250 |
| Section 24 Extra Tax/yr (higher rate) | £638 |
| SPV Annual Saving | £1,404 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £98,538 |
| Less: Purchase Price | −£85,000 |
| Less: Buying Costs (SDLT + legal) | −£6,850 |
| Less: Selling Costs (est. 2.5%) | −£2,463 |
| = CGT Net Gain (5yr) | £4,225 |
| CGT at 24% | £294 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £574 | 8.1% | 4.7% | £-9 | -5.2% |
| Conservative | £628 | 8.9% | 5.7% | £110 | 4.7% |
| Base | £675 | 9.5% | 6.3% | £183 | 8.9% |
| Optimistic | £729 | 10.3% | 7.1% | £263 | 13.8% |
| Bull | £796 | 11.2% | 8.0% | £356 | 19.9% |
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