🔒 Sign in to view the address — Leicester
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 50% above the area median. Offers anchored to area median of £90,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Leicester | Renovations, New Homes, Construction | 07795 322 737 | — |
| decorator | Painters and Decorators Leicester | Commercial & Domestic | 0116 4785346 | — |
| photographer | ZigZag Photography Leicester | 0116 2700995 | — |
Property Details
- Asking Price
- £135,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,719 | £139,050 | £7,273 | £2,210 | £6,260 | 14.0% |
| Yr 3 | £11,262 | £147,518 | £7,663 | £7,214 | £19,732 | 44.0% |
| Yr 5 | £11,832 | £156,502 | £8,074 | £13,029 | £34,531 | 77.1% |
| Yr 10 | £13,387 | £181,429 | £9,193 | £31,389 | £77,818 | 173.7% |
| Yr 15 | £15,146 | £210,326 | £10,460 | £55,780 | £131,106 | 292.6% |
| Yr 20 | £17,136 | £243,825 | £11,893 | £86,995 | £195,821 | 437.1% |
| Yr 25 | £19,388 | £282,660 | £13,514 | £125,931 | £273,591 | 610.7% |
| Yr 30 | £21,935 | £327,680 | £15,349 | £173,602 | £366,282 | 817.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 94 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 6.7% | 4.1% | £-92 | -7.6% |
| Conservative | £830 | 7.4% | 4.8% | £80 | 2.8% |
| Base | £893 | 7.9% | 5.4% | £184 | 7.3% |
| Optimistic | £964 | 8.6% | 6.0% | £297 | 12.3% |
| Bull | £1,054 | 9.4% | 6.8% | £426 | 18.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.94% |
| Net Yield | ●5.39% |
| Net Annual Income | £7,271 |
| Deductions: void 8% (−£858) · mgmt 10% (−£1,072) · maint 10% (−£1,072) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £421 |
| Monthly Cashflow (IO) | ●£185 |
| Cash-on-Cash Return | ●4.93% |
| 5-Year IRR | ●7.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,950 |
| SDLT Effective Rate | 5.15% |
| SDLT (Company) | £6,950 |
| Section 24 Extra Tax/yr (higher rate) | £1,012 |
| SPV Annual Saving | £1,865 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £156,502 |
| Less: Purchase Price | −£135,000 |
| Less: Buying Costs (SDLT + legal) | −£9,550 |
| Less: Selling Costs (est. 2.5%) | −£3,913 |
| = CGT Net Gain (5yr) | £8,039 |
| CGT at 24% | £1,209 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 6.7% | 4.1% | £-92 | -7.6% |
| Conservative | £830 | 7.4% | 4.8% | £80 | 2.8% |
| Base | £893 | 7.9% | 5.4% | £184 | 7.3% |
| Optimistic | £964 | 8.6% | 6.0% | £297 | 12.3% |
| Bull | £1,054 | 9.4% | 6.8% | £426 | 18.8% |
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