🔒 Sign in to view the address — Enfield
Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 22% above the area median. Offers anchored to area median of £245,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £5,550 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Enfield North London EN1 home improvement local Builders | 0208 688 5570 | — |
| decorator | Residential and Commercial Painter and Decorator Enfield | 020 3514 4618 | — |
| photographer | Enfield Photographer - Children, Families, Headshots, Personal ... | 07976 374412 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,470 | £309,000 | £11,413 | £163 | £9,163 | 9.2% |
| Yr 3 | £17,304 | £327,818 | £12,014 | £1,387 | £29,205 | 29.5% |
| Yr 5 | £18,180 | £347,782 | £12,644 | £3,857 | £51,639 | 52.1% |
| Yr 10 | £20,569 | £403,175 | £14,365 | £15,904 | £119,079 | 120.2% |
| Yr 15 | £23,272 | £467,390 | £16,311 | £37,219 | £204,609 | 206.5% |
| Yr 20 | £26,330 | £541,833 | £18,512 | £69,019 | £310,852 | 313.7% |
| Yr 25 | £29,790 | £628,133 | £21,004 | £112,681 | £440,815 | 444.8% |
| Yr 30 | £33,704 | £728,179 | £23,822 | £169,766 | £597,945 | 603.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
2 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 240 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,167 | 4.7% | 2.9% | £-497 | -13.5% |
| Conservative | £1,277 | 5.1% | 3.4% | £-175 | -2.2% |
| Base | £1,373 | 5.5% | 3.8% | £14 | 2.6% |
| Optimistic | £1,483 | 5.9% | 4.2% | £216 | 8.1% |
| Bull | £1,620 | 6.5% | 4.8% | £444 | 15.0% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.49% |
| Net Yield | ●3.81% |
| Net Annual Income | £11,418 |
| Deductions: void 8% (−£1,318) · mgmt 10% (−£1,647) · maint 10% (−£1,647) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£16 |
| Cash-on-Cash Return | ●0.17% |
| 5-Year IRR | ●2.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £2,980 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,167 | 4.7% | 2.9% | £-497 | -13.5% |
| Conservative | £1,277 | 5.1% | 3.4% | £-175 | -2.2% |
| Base | £1,373 | 5.5% | 3.8% | £14 | 2.6% |
| Optimistic | £1,483 | 5.9% | 4.2% | £216 | 8.1% |
| Bull | £1,620 | 6.5% | 4.8% | £444 | 15.0% |
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