🔒 Sign in to view the address — Norwich
Terraced · 6 bed
Supports major UK property portals
Suggested Offer Range
Already 19% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East of England rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,300 |
| Bathroom | £3,200 |
| Living Room | £1,850 |
| Hallway / Stairs | £750 |
| Master Bedroom | £750 |
| Bedroom 2 | £750 |
| Bedroom 3 | £750 |
| Bedroom 4 | £750 |
| Bedroom 5 | £750 |
| Bedroom 6 | £750 |
| Total Estimated Refurb | £13,799 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | John Russen Builders: Home | 07766414920 | — |
| decorator | Norwich Painter & Decorator, Jonathan Miller, Interior, Exterior ... | 07766 023097 | — |
| photographer | ETT Photography | 07733 102069 | — |
Property Details
- Asking Price
- £350,000
- Property Type
- Terraced
- Bedrooms
- 6
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 1,400–1,500 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £37,905 | £360,500 | £26,847 | £13,722 | £24,222 | 20.8% |
| Yr 3 | £39,824 | £382,454 | £28,228 | £43,229 | £75,683 | 64.9% |
| Yr 5 | £41,840 | £405,746 | £29,680 | £75,604 | £131,350 | 112.6% |
| Yr 10 | £47,338 | £470,371 | £33,638 | £170,058 | £290,429 | 249.1% |
| Yr 15 | £53,559 | £545,289 | £38,117 | £285,841 | £481,130 | 412.6% |
| Yr 20 | £60,597 | £632,139 | £43,185 | £425,755 | £707,894 | 607.1% |
| Yr 25 | £68,560 | £732,822 | £48,918 | £592,970 | £975,792 | 836.9% |
| Yr 30 | £77,569 | £849,542 | £55,405 | £791,075 | £1,290,617 | 1106.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East of England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,686 | 9.2% | 5.9% | £287 | 0.6% |
| Conservative | £2,939 | 10.1% | 6.9% | £817 | 9.5% |
| Base | £3,160 | 10.8% | 7.7% | £1,144 | 13.6% |
| Optimistic | £3,413 | 11.7% | 8.5% | £1,504 | 18.3% |
| Bull | £3,729 | 12.8% | 9.6% | £1,922 | 24.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.83% |
| Net Yield | ●7.67% |
| Net Annual Income | £26,857 |
| Deductions: void 8% (−£3,032) · mgmt 10% (−£3,790) · maint 10% (−£3,790) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,092 |
| Monthly Cashflow (IO) | ●£1,146 |
| Cash-on-Cash Return | ●11.78% |
| 5-Year IRR | ●13.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £25,000 |
| SDLT Effective Rate | 7.14% |
| SDLT (Company) | £25,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,625 |
| SPV Annual Saving | £6,076 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £405,746 |
| Less: Purchase Price | −£350,000 |
| Less: Buying Costs (SDLT + legal) | −£27,600 |
| Less: Selling Costs (est. 2.5%) | −£10,144 |
| = CGT Net Gain (5yr) | £18,002 |
| CGT at 24% | £3,600 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,686 | 9.2% | 5.9% | £287 | 0.6% |
| Conservative | £2,939 | 10.1% | 6.9% | £817 | 9.5% |
| Base | £3,160 | 10.8% | 7.7% | £1,144 | 13.6% |
| Optimistic | £3,413 | 11.7% | 8.5% | £1,504 | 18.3% |
| Bull | £3,729 | 12.8% | 9.6% | £1,922 | 24.3% |
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