🔒 Sign in to view the address — Gateshead
Semi-Detached · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 33% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,200 |
| Bathroom | £2,300 |
| Living Room | £1,400 |
| Hallway / Stairs | £500 |
| Master Bedroom | £1,600 |
| Bedroom 2 | £1,600 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £80,000
- Property Type
- Semi-Detached
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,000 | £82,400 | £6,035 | £3,035 | £5,435 | 19.3% |
| Yr 3 | £9,456 | £87,418 | £6,363 | £9,595 | £17,013 | 60.5% |
| Yr 5 | £9,934 | £92,742 | £6,708 | £16,836 | £29,578 | 105.3% |
| Yr 10 | £11,240 | £107,513 | £7,648 | £38,148 | £65,661 | 233.7% |
| Yr 15 | £12,717 | £124,637 | £8,711 | £64,524 | £109,161 | 388.5% |
| Yr 20 | £14,388 | £144,489 | £9,914 | £96,629 | £161,118 | 573.4% |
| Yr 25 | £16,279 | £167,502 | £11,276 | £135,217 | £222,720 | 792.6% |
| Yr 30 | £18,418 | £194,181 | £12,816 | £181,140 | £295,321 | 1051.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £638 | 9.6% | 5.7% | £52 | -1.2% |
| Conservative | £698 | 10.5% | 6.8% | £176 | 8.1% |
| Base | £750 | 11.2% | 7.5% | £253 | 12.1% |
| Optimistic | £810 | 12.2% | 8.4% | £337 | 16.7% |
| Bull | £885 | 13.3% | 9.5% | £436 | 22.6% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.25% |
| Net Yield | ●7.54% |
| Net Annual Income | £6,035 |
| Deductions: void 8% (−£720) · mgmt 10% (−£900) · maint 10% (−£900) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £250 |
| Monthly Cashflow (IO) | ●£253 |
| Cash-on-Cash Return | ●10.8% |
| 5-Year IRR | ●12.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,000 |
| Section 24 Extra Tax/yr (higher rate) | £600 |
| SPV Annual Saving | £1,521 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £92,742 |
| Less: Purchase Price | −£80,000 |
| Less: Buying Costs (SDLT + legal) | −£6,600 |
| Less: Selling Costs (est. 2.5%) | −£2,319 |
| = CGT Net Gain (5yr) | £3,823 |
| CGT at 24% | £198 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £638 | 9.6% | 5.7% | £52 | -1.2% |
| Conservative | £698 | 10.5% | 6.8% | £176 | 8.1% |
| Base | £750 | 11.2% | 7.5% | £253 | 12.1% |
| Optimistic | £810 | 12.2% | 8.4% | £337 | 16.7% |
| Bull | £885 | 13.3% | 9.5% | £436 | 22.6% |
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