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Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 47% above the area median. Offers anchored to area median of £170,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £150 |
| Bedroom 2 | £150 |
| Bedroom 3 | £150 |
| Bedroom 4 | £150 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,000–1,100 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,075 | £257,500 | £14,009 | £4,634 | £12,134 | 14.9% |
| Yr 3 | £21,091 | £273,182 | £14,741 | £14,995 | £38,177 | 46.8% |
| Yr 5 | £22,159 | £289,819 | £15,510 | £26,875 | £66,693 | 81.7% |
| Yr 10 | £25,071 | £335,979 | £17,606 | £63,734 | £149,713 | 183.5% |
| Yr 15 | £28,365 | £389,492 | £19,978 | £111,888 | £251,380 | 308.1% |
| Yr 20 | £32,093 | £451,528 | £22,662 | £172,822 | £374,350 | 458.8% |
| Yr 25 | £36,310 | £523,444 | £25,698 | £248,216 | £521,661 | 639.3% |
| Yr 30 | £41,082 | £606,816 | £29,134 | £339,970 | £696,785 | 853.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 6.8% | 4.3% | £-129 | -6.5% |
| Conservative | £1,555 | 7.5% | 5.0% | £192 | 3.7% |
| Base | £1,672 | 8.0% | 5.6% | £386 | 8.1% |
| Optimistic | £1,806 | 8.7% | 6.2% | £596 | 13.2% |
| Bull | £1,973 | 9.5% | 7.0% | £837 | 19.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.03% |
| Net Yield | ●5.6% |
| Net Annual Income | £14,001 |
| Deductions: void 8% (−£1,606) · mgmt 10% (−£2,007) · maint 10% (−£2,007) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£387 |
| Cash-on-Cash Return | ●5.67% |
| 5-Year IRR | ●8.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £3,389 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,421 | 6.8% | 4.3% | £-129 | -6.5% |
| Conservative | £1,555 | 7.5% | 5.0% | £192 | 3.7% |
| Base | £1,672 | 8.0% | 5.6% | £386 | 8.1% |
| Optimistic | £1,806 | 8.7% | 6.2% | £596 | 13.2% |
| Bull | £1,973 | 9.5% | 7.0% | £837 | 19.7% |
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