🔒 Sign in to view the address — Old Pump House Close
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,200 |
| Bathroom | £3,050 |
| Living Room | £1,800 |
| Master Bedroom | £2,100 |
| Bedroom 2 | £2,100 |
| Entrance Hall | £450 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders | Bristol - Mogford Prescott Ltd | 0117 205 0596 | — |
| decorator | Painting & Decorating in BRISTOL - BRISTOL Painter - Local ... | 07938011715 | — |
| photographer | Boys In Bristol Photography | 07376 126506 | — |
Property Details
- Asking Price
- £280,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,904 | £288,400 | £11,006 | £506 | £8,906 | 9.7% |
| Yr 3 | £16,709 | £305,964 | £11,586 | £2,384 | £28,347 | 30.8% |
| Yr 5 | £17,555 | £324,597 | £12,195 | £5,465 | £50,061 | 54.4% |
| Yr 10 | £19,862 | £376,297 | £13,856 | £18,839 | £115,135 | 125.0% |
| Yr 15 | £22,472 | £436,231 | £15,735 | £41,161 | £197,392 | 214.3% |
| Yr 20 | £25,425 | £505,711 | £17,861 | £73,609 | £299,320 | 325.0% |
| Yr 25 | £28,766 | £586,258 | £20,267 | £117,511 | £423,769 | 460.1% |
| Yr 30 | £32,546 | £679,633 | £22,988 | £174,375 | £574,008 | 623.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 994 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.8% | 3.0% | £-443 | -12.9% |
| Conservative | £1,232 | 5.3% | 3.5% | £-137 | -1.7% |
| Base | £1,325 | 5.7% | 3.9% | £42 | 3.1% |
| Optimistic | £1,431 | 6.1% | 4.4% | £234 | 8.5% |
| Bull | £1,564 | 6.7% | 4.9% | £451 | 15.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.68% |
| Net Yield | ●3.93% |
| Net Annual Income | £11,003 |
| Deductions: void 8% (−£1,272) · mgmt 10% (−£1,590) · maint 10% (−£1,590) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £873 |
| Monthly Cashflow (IO) | ●£44 |
| Cash-on-Cash Return | ●0.55% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £18,000 |
| SDLT Effective Rate | 6.43% |
| SDLT (Company) | £18,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,100 |
| SPV Annual Saving | £2,862 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £324,597 |
| Less: Purchase Price | −£280,000 |
| Less: Buying Costs (SDLT + legal) | −£20,600 |
| Less: Selling Costs (est. 2.5%) | −£8,115 |
| = CGT Net Gain (5yr) | £15,882 |
| CGT at 24% | £3,092 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.8% | 3.0% | £-443 | -12.9% |
| Conservative | £1,232 | 5.3% | 3.5% | £-137 | -1.7% |
| Base | £1,325 | 5.7% | 3.9% | £42 | 3.1% |
| Optimistic | £1,431 | 6.1% | 4.4% | £234 | 8.5% |
| Bull | £1,564 | 6.7% | 4.9% | £451 | 15.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →