🔒 Sign in to view the address — Belvedere
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Dartford - Building Contractors in Kent | Local ... | 01322 784014 | — |
| decorator | RSG Decorators | 07809 475337 | — |
| photographer | Harriet Buckingham Photography Photographer in Dartford | 07717 740 072 | — |
Property Details
- Asking Price
- £240,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,944 | £247,200 | £11,755 | £2,755 | £9,955 | 12.7% |
| Yr 3 | £17,802 | £262,254 | £12,372 | £9,187 | £31,441 | 40.1% |
| Yr 5 | £18,703 | £278,226 | £13,021 | £16,901 | £55,126 | 70.3% |
| Yr 10 | £21,161 | £322,540 | £14,791 | £42,228 | £124,768 | 159.1% |
| Yr 15 | £23,941 | £373,912 | £16,793 | £77,089 | £211,001 | 269.1% |
| Yr 20 | £27,088 | £433,467 | £19,058 | £122,737 | £316,203 | 403.3% |
| Yr 25 | £30,647 | £502,507 | £21,621 | £180,589 | £443,095 | 565.2% |
| Yr 30 | £34,674 | £582,543 | £24,521 | £252,249 | £594,792 | 758.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.0% | 3.7% | £-232 | -9.2% |
| Conservative | £1,313 | 6.6% | 4.4% | £57 | 1.5% |
| Base | £1,412 | 7.1% | 4.9% | £230 | 6.1% |
| Optimistic | £1,525 | 7.6% | 5.5% | £416 | 11.3% |
| Bull | £1,666 | 8.3% | 6.1% | £629 | 17.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.06% |
| Net Yield | ●4.9% |
| Net Annual Income | £11,755 |
| Deductions: void 8% (−£1,356) · mgmt 10% (−£1,694) · maint 10% (−£1,694) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £748 |
| Monthly Cashflow (IO) | ●£232 |
| Cash-on-Cash Return | ●3.51% |
| 5-Year IRR | ●6.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £14,300 |
| SDLT Effective Rate | 5.96% |
| SDLT (Company) | £14,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,800 |
| SPV Annual Saving | £2,933 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £278,226 |
| Less: Purchase Price | −£240,000 |
| Less: Buying Costs (SDLT + legal) | −£16,900 |
| Less: Selling Costs (est. 2.5%) | −£6,956 |
| = CGT Net Gain (5yr) | £14,370 |
| CGT at 24% | £2,729 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.0% | 3.7% | £-232 | -9.2% |
| Conservative | £1,313 | 6.6% | 4.4% | £57 | 1.5% |
| Base | £1,412 | 7.1% | 4.9% | £230 | 6.1% |
| Optimistic | £1,525 | 7.6% | 5.5% | £416 | 11.3% |
| Bull | £1,666 | 8.3% | 6.1% | £629 | 17.9% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →