🔒 Sign in to view the address — Liverpool
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,700 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Liverpool | Expert Local Builders & Home Extensions ... | 07455 858107 | — |
| decorator | Iain Young Painter & Decorators | Liverpool | 07738 009076 | — |
Property Details
- Asking Price
- £110,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,779 | £113,300 | £6,596 | £2,471 | £5,771 | 15.6% |
| Yr 3 | £10,274 | £120,200 | £6,952 | £7,945 | £18,145 | 48.9% |
| Yr 5 | £10,794 | £127,520 | £7,327 | £14,159 | £31,679 | 85.4% |
| Yr 10 | £12,213 | £147,831 | £8,348 | £33,182 | £71,012 | 191.4% |
| Yr 15 | £13,817 | £171,376 | £9,504 | £57,707 | £119,083 | 321.0% |
| Yr 20 | £15,633 | £198,672 | £10,811 | £88,457 | £177,129 | 477.4% |
| Yr 25 | £17,688 | £230,316 | £12,290 | £126,251 | £246,566 | 664.6% |
| Yr 30 | £20,012 | £266,999 | £13,964 | £172,014 | £329,013 | 886.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 945 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 7.6% | 4.5% | £-34 | -5.7% |
| Conservative | £758 | 8.3% | 5.4% | £115 | 4.4% |
| Base | £815 | 8.9% | 6.0% | £206 | 8.7% |
| Optimistic | £880 | 9.6% | 6.7% | £305 | 13.6% |
| Bull | £962 | 10.5% | 7.6% | £419 | 19.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.89% |
| Net Yield | ●6.0% |
| Net Annual Income | £6,597 |
| Deductions: void 8% (−£782) · mgmt 10% (−£978) · maint 10% (−£978) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £343 |
| Monthly Cashflow (IO) | ●£207 |
| Cash-on-Cash Return | ●6.66% |
| 5-Year IRR | ●8.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,500 |
| Section 24 Extra Tax/yr (higher rate) | £825 |
| SPV Annual Saving | £1,687 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £127,520 |
| Less: Purchase Price | −£110,000 |
| Less: Buying Costs (SDLT + legal) | −£8,100 |
| Less: Selling Costs (est. 2.5%) | −£3,188 |
| = CGT Net Gain (5yr) | £6,232 |
| CGT at 24% | £776 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 7.6% | 4.5% | £-34 | -5.7% |
| Conservative | £758 | 8.3% | 5.4% | £115 | 4.4% |
| Base | £815 | 8.9% | 6.0% | £206 | 8.7% |
| Optimistic | £880 | 9.6% | 6.7% | £305 | 13.6% |
| Bull | £962 | 10.5% | 7.6% | £419 | 19.9% |
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