🔒 Sign in to view the address — Nottingham
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 18% above the area median. Offers anchored to area median of £161,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Absolute Builders Ltd: Nottingham Builders | 01158 967 485 | — |
| decorator | Painting & Decorating | Painting and Decorating Nottingham | +44 7568746845 | — |
| photographer | Nottingham Wedding Photographer | Alison Edwards | 07977 499473 | — |
Property Details
- Asking Price
- £190,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,887 | £195,700 | £7,394 | £269 | £5,969 | 9.6% |
| Yr 3 | £11,438 | £207,618 | £7,790 | £1,399 | £19,017 | 30.5% |
| Yr 5 | £12,017 | £220,262 | £8,207 | £3,352 | £33,615 | 53.9% |
| Yr 10 | £13,596 | £255,344 | £9,344 | £12,119 | £77,463 | 124.1% |
| Yr 15 | £15,383 | £296,014 | £10,631 | £27,012 | £133,026 | 213.2% |
| Yr 20 | £17,405 | £343,161 | £12,086 | £48,835 | £201,997 | 323.7% |
| Yr 25 | £19,692 | £397,818 | £13,733 | £78,500 | £286,318 | 458.8% |
| Yr 30 | £22,279 | £461,180 | £15,596 | £117,037 | £388,217 | 622.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 103 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £771 | 4.9% | 2.9% | £-308 | -13.1% |
| Conservative | £844 | 5.3% | 3.5% | £-100 | -1.7% |
| Base | £907 | 5.7% | 3.9% | £22 | 3.1% |
| Optimistic | £980 | 6.2% | 4.3% | £153 | 8.5% |
| Bull | £1,070 | 6.8% | 4.9% | £301 | 15.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.73% |
| Net Yield | ●3.89% |
| Net Annual Income | £7,391 |
| Deductions: void 8% (−£871) · mgmt 10% (−£1,089) · maint 10% (−£1,089) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £593 |
| Monthly Cashflow (IO) | ●£23 |
| Cash-on-Cash Return | ●0.43% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £10,800 |
| SDLT Effective Rate | 5.68% |
| SDLT (Company) | £10,800 |
| Section 24 Extra Tax/yr (higher rate) | £1,425 |
| SPV Annual Saving | £1,992 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £220,262 |
| Less: Purchase Price | −£190,000 |
| Less: Buying Costs (SDLT + legal) | −£13,400 |
| Less: Selling Costs (est. 2.5%) | −£5,507 |
| = CGT Net Gain (5yr) | £11,355 |
| CGT at 24% | £2,005 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £771 | 4.9% | 2.9% | £-308 | -13.1% |
| Conservative | £844 | 5.3% | 3.5% | £-100 | -1.7% |
| Base | £907 | 5.7% | 3.9% | £22 | 3.1% |
| Optimistic | £980 | 6.2% | 4.3% | £153 | 8.5% |
| Bull | £1,070 | 6.8% | 4.9% | £301 | 15.4% |
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