🔒 Sign in to view the address — Blackpool
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 34% above the area median. Offers anchored to area median of £100,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Blackpool Ltd| Trusted Local Builders | 07487 678364 | — |
| decorator | Painter and decorator | Fantastic Finish Decorators | 07464 967 344 | — |
| photographer | Creative Portraits | 07549 946326 | — |
Property Details
- Asking Price
- £135,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,200–1,300 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,164 | £139,050 | £8,313 | £3,250 | £7,300 | 16.3% |
| Yr 3 | £12,779 | £147,518 | £8,756 | £10,413 | £22,931 | 51.2% |
| Yr 5 | £13,426 | £156,502 | £9,222 | £18,496 | £39,998 | 89.3% |
| Yr 10 | £15,191 | £181,429 | £10,492 | £43,041 | £89,470 | 199.7% |
| Yr 15 | £17,187 | £210,326 | £11,929 | £74,430 | £149,756 | 334.3% |
| Yr 20 | £19,445 | £243,825 | £13,556 | £113,563 | £222,388 | 496.4% |
| Yr 25 | £22,000 | £282,660 | £15,395 | £161,457 | £309,117 | 690.0% |
| Yr 30 | £24,891 | £327,680 | £17,477 | £219,263 | £411,943 | 919.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £862 | 7.7% | 4.7% | £-25 | -4.8% |
| Conservative | £943 | 8.4% | 5.5% | £159 | 5.2% |
| Base | £1,014 | 9.0% | 6.2% | £271 | 9.5% |
| Optimistic | £1,095 | 9.7% | 6.9% | £394 | 14.4% |
| Bull | £1,197 | 10.6% | 7.8% | £535 | 20.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.01% |
| Net Yield | ●6.16% |
| Net Annual Income | £8,316 |
| Deductions: void 8% (−£973) · mgmt 10% (−£1,216) · maint 10% (−£1,216) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £421 |
| Monthly Cashflow (IO) | ●£272 |
| Cash-on-Cash Return | ●7.26% |
| 5-Year IRR | ●9.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,950 |
| SDLT Effective Rate | 5.15% |
| SDLT (Company) | £6,950 |
| Section 24 Extra Tax/yr (higher rate) | £1,013 |
| SPV Annual Saving | £2,068 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £156,502 |
| Less: Purchase Price | −£135,000 |
| Less: Buying Costs (SDLT + legal) | −£9,550 |
| Less: Selling Costs (est. 2.5%) | −£3,913 |
| = CGT Net Gain (5yr) | £8,039 |
| CGT at 24% | £1,209 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £862 | 7.7% | 4.7% | £-25 | -4.8% |
| Conservative | £943 | 8.4% | 5.5% | £159 | 5.2% |
| Base | £1,014 | 9.0% | 6.2% | £271 | 9.5% |
| Optimistic | £1,095 | 9.7% | 6.9% | £394 | 14.4% |
| Bull | £1,197 | 10.6% | 7.8% | £535 | 20.7% |
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