🔒 Sign in to view the address — Belvedere
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £2,000 |
| Living Room | £1,150 |
| Master Bedroom | £1,300 |
| Bedroom 2 | £1,300 |
| Entrance Hall | £250 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Dartford - Building Contractors in Kent | Local ... | 01322 784014 | — |
| decorator | RSG Decorators | 07809 475337 | — |
| photographer | Harriet Buckingham Photography Photographer in Dartford | 07717 740 072 | — |
Property Details
- Asking Price
- £235,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,944 | £242,050 | £11,754 | £2,942 | £9,992 | 13.0% |
| Yr 3 | £17,801 | £256,791 | £12,372 | £9,748 | £31,539 | 41.1% |
| Yr 5 | £18,702 | £272,429 | £13,021 | £17,836 | £55,266 | 72.0% |
| Yr 10 | £21,160 | £315,820 | £14,790 | £44,099 | £124,919 | 162.7% |
| Yr 15 | £23,941 | £366,122 | £16,792 | £79,895 | £211,017 | 274.8% |
| Yr 20 | £27,087 | £424,436 | £19,057 | £126,477 | £315,914 | 411.3% |
| Yr 25 | £30,646 | £492,038 | £21,620 | £185,264 | £442,302 | 575.9% |
| Yr 30 | £34,673 | £570,407 | £24,520 | £257,858 | £593,265 | 772.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 89 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.1% | 3.8% | £-212 | -8.8% |
| Conservative | £1,313 | 6.7% | 4.5% | £74 | 1.8% |
| Base | £1,412 | 7.2% | 5.0% | £245 | 6.4% |
| Optimistic | £1,525 | 7.8% | 5.6% | £430 | 11.6% |
| Bull | £1,666 | 8.5% | 6.3% | £642 | 18.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.21% |
| Net Yield | ●5.0% |
| Net Annual Income | £11,755 |
| Deductions: void 8% (−£1,355) · mgmt 10% (−£1,694) · maint 10% (−£1,694) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £733 |
| Monthly Cashflow (IO) | ●£247 |
| Cash-on-Cash Return | ●3.83% |
| 5-Year IRR | ●6.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,950 |
| SDLT Effective Rate | 5.94% |
| SDLT (Company) | £13,950 |
| Section 24 Extra Tax/yr (higher rate) | £1,763 |
| SPV Annual Saving | £2,924 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £272,429 |
| Less: Purchase Price | −£235,000 |
| Less: Buying Costs (SDLT + legal) | −£16,550 |
| Less: Selling Costs (est. 2.5%) | −£6,811 |
| = CGT Net Gain (5yr) | £14,068 |
| CGT at 24% | £2,656 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.1% | 3.8% | £-212 | -8.8% |
| Conservative | £1,313 | 6.7% | 4.5% | £74 | 1.8% |
| Base | £1,412 | 7.2% | 5.0% | £245 | 6.4% |
| Optimistic | £1,525 | 7.8% | 5.6% | £430 | 11.6% |
| Bull | £1,666 | 8.5% | 6.3% | £642 | 18.2% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →