🔒 Sign in to view the address — Walsall
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 38% above the area median. Offers anchored to area median of £140,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £195,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,134 | £200,850 | £7,572 | £259 | £6,109 | 9.5% |
| Yr 3 | £11,698 | £213,082 | £7,978 | £1,384 | £19,466 | 30.4% |
| Yr 5 | £12,290 | £226,058 | £8,404 | £3,352 | £34,410 | 53.8% |
| Yr 10 | £13,905 | £262,064 | £9,567 | £12,241 | £79,304 | 123.9% |
| Yr 15 | £15,733 | £303,804 | £10,883 | £27,395 | £136,199 | 212.8% |
| Yr 20 | £17,800 | £352,192 | £12,371 | £49,637 | £206,829 | 323.2% |
| Yr 25 | £20,139 | £408,287 | £14,055 | £79,900 | £293,187 | 458.1% |
| Yr 30 | £22,786 | £473,316 | £15,961 | £119,236 | £397,552 | 621.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £789 | 4.9% | 2.9% | £-317 | -13.1% |
| Conservative | £863 | 5.3% | 3.5% | £-103 | -1.7% |
| Base | £928 | 5.7% | 3.9% | £22 | 3.1% |
| Optimistic | £1,002 | 6.2% | 4.3% | £156 | 8.5% |
| Bull | £1,095 | 6.7% | 4.9% | £308 | 15.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.71% |
| Net Yield | ●3.88% |
| Net Annual Income | £7,573 |
| Deductions: void 8% (−£891) · mgmt 10% (−£1,113) · maint 10% (−£1,113) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £608 |
| Monthly Cashflow (IO) | ●£23 |
| Cash-on-Cash Return | ●0.41% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,150 |
| SDLT Effective Rate | 5.72% |
| SDLT (Company) | £11,150 |
| Section 24 Extra Tax/yr (higher rate) | £1,463 |
| SPV Annual Saving | £2,036 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £226,058 |
| Less: Purchase Price | −£195,000 |
| Less: Buying Costs (SDLT + legal) | −£13,750 |
| Less: Selling Costs (est. 2.5%) | −£5,651 |
| = CGT Net Gain (5yr) | £11,657 |
| CGT at 24% | £2,078 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £789 | 4.9% | 2.9% | £-317 | -13.1% |
| Conservative | £863 | 5.3% | 3.5% | £-103 | -1.7% |
| Base | £928 | 5.7% | 3.9% | £22 | 3.1% |
| Optimistic | £1,002 | 6.2% | 4.3% | £156 | 8.5% |
| Bull | £1,095 | 6.7% | 4.9% | £308 | 15.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →