🔒 Sign in to view the address — Wolverhampton
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 23% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £3,650 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders & Grounds Maintenance Wolverhampton | Extensions ... | 07510783234 | — |
| decorator | Wombourne Decorating Services Ltd: Home - Painting contractors | 07753 172 707 | — |
| photographer | Ray Ashmore Photography - Wolverhampton Wedding ... | +447875636190 | — |
Property Details
- Asking Price
- £70,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,917 | £72,100 | £5,255 | £2,630 | £4,730 | 18.8% |
| Yr 3 | £8,318 | £76,491 | £5,544 | £8,322 | £14,813 | 59.0% |
| Yr 5 | £8,739 | £81,149 | £5,847 | £14,612 | £25,762 | 102.6% |
| Yr 10 | £9,887 | £94,074 | £6,674 | £33,162 | £57,236 | 228.0% |
| Yr 15 | £11,187 | £109,058 | £7,609 | £56,166 | £95,224 | 379.4% |
| Yr 20 | £12,657 | £126,428 | £8,668 | £84,211 | £140,638 | 560.3% |
| Yr 25 | £14,320 | £146,564 | £9,865 | £117,957 | £194,522 | 775.0% |
| Yr 30 | £16,201 | £169,908 | £11,220 | £158,156 | £258,064 | 1028.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 139 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 9.6% | 5.6% | £43 | -1.8% |
| Conservative | £614 | 10.5% | 6.7% | £152 | 7.5% |
| Base | £660 | 11.3% | 7.5% | £219 | 11.5% |
| Optimistic | £713 | 12.2% | 8.4% | £294 | 16.1% |
| Bull | £779 | 13.4% | 9.5% | £380 | 21.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.31% |
| Net Yield | ●7.51% |
| Net Annual Income | £5,257 |
| Deductions: void 8% (−£633) · mgmt 10% (−£792) · maint 10% (−£792) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £218 |
| Monthly Cashflow (IO) | ●£220 |
| Cash-on-Cash Return | ●10.49% |
| 5-Year IRR | ●11.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,500 |
| Section 24 Extra Tax/yr (higher rate) | £525 |
| SPV Annual Saving | £1,351 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £81,149 |
| Less: Purchase Price | −£70,000 |
| Less: Buying Costs (SDLT + legal) | −£6,100 |
| Less: Selling Costs (est. 2.5%) | −£2,029 |
| = CGT Net Gain (5yr) | £3,020 |
| CGT at 24% | £5 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 9.6% | 5.6% | £43 | -1.8% |
| Conservative | £614 | 10.5% | 6.7% | £152 | 7.5% |
| Base | £660 | 11.3% | 7.5% | £219 | 11.5% |
| Optimistic | £713 | 12.2% | 8.4% | £294 | 16.1% |
| Bull | £779 | 13.4% | 9.5% | £380 | 21.9% |
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