🔒 Sign in to view the address — Leeds
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 40% above the area median. Offers anchored to area median of £139,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £195,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,486 | £200,850 | £7,825 | £512 | £6,362 | 9.9% |
| Yr 3 | £12,067 | £213,082 | £8,243 | £2,162 | £20,243 | 31.6% |
| Yr 5 | £12,678 | £226,058 | £8,683 | £4,680 | £35,738 | 55.8% |
| Yr 10 | £14,344 | £262,064 | £9,883 | £15,072 | £82,136 | 128.3% |
| Yr 15 | £16,229 | £303,804 | £11,240 | £31,927 | £140,730 | 219.9% |
| Yr 20 | £18,361 | £352,192 | £12,775 | £56,093 | £213,285 | 333.3% |
| Yr 25 | £20,774 | £408,287 | £14,512 | £88,532 | £301,819 | 471.6% |
| Yr 30 | £23,504 | £473,316 | £16,478 | £130,331 | £408,647 | 638.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £813 | 5.0% | 3.0% | £-301 | -12.6% |
| Conservative | £890 | 5.5% | 3.6% | £-84 | -1.3% |
| Base | £957 | 5.9% | 4.0% | £43 | 3.4% |
| Optimistic | £1,034 | 6.4% | 4.5% | £179 | 8.9% |
| Bull | £1,129 | 6.9% | 5.1% | £334 | 15.7% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.89% |
| Net Yield | ●4.01% |
| Net Annual Income | £7,823 |
| Deductions: void 8% (−£919) · mgmt 10% (−£1,149) · maint 10% (−£1,149) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £608 |
| Monthly Cashflow (IO) | ●£44 |
| Cash-on-Cash Return | ●0.8% |
| 5-Year IRR | ●3.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,150 |
| SDLT Effective Rate | 5.72% |
| SDLT (Company) | £11,150 |
| Section 24 Extra Tax/yr (higher rate) | £1,463 |
| SPV Annual Saving | £2,084 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £226,058 |
| Less: Purchase Price | −£195,000 |
| Less: Buying Costs (SDLT + legal) | −£13,750 |
| Less: Selling Costs (est. 2.5%) | −£5,651 |
| = CGT Net Gain (5yr) | £11,657 |
| CGT at 24% | £2,078 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £813 | 5.0% | 3.0% | £-301 | -12.6% |
| Conservative | £890 | 5.5% | 3.6% | £-84 | -1.3% |
| Base | £957 | 5.9% | 4.0% | £43 | 3.4% |
| Optimistic | £1,034 | 6.4% | 4.5% | £179 | 8.9% |
| Bull | £1,129 | 6.9% | 5.1% | £334 | 15.7% |
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