🔒 Sign in to view the address — Barking
House · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 37% above the area median. Offers anchored to area median of £385,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,100 |
| Bathroom | £800 |
| Living Room | £450 |
| Hallway / Stairs | £200 |
| Master Bedroom | £250 |
| Bedroom 2 | £250 |
| Bedroom 3 | £250 |
| Bedroom 4 | £250 |
| Total Estimated Refurb | £2,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Services Ilford, IG1 - Rob The Builder | 020 3952 3265 | — |
| decorator | Painter and decorator Ilford, Loxford, IG1. Call Now 020 8719 0128. | 02087190128 | — |
| photographer | AD Photo Studio | 020 8478 6454 | — |
Property Details
- Asking Price
- £530,000
- Property Type
- House
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £30,051 | £545,900 | £21,192 | £1,317 | £17,217 | 9.6% |
| Yr 3 | £31,572 | £579,145 | £22,287 | £5,586 | £54,732 | 30.5% |
| Yr 5 | £33,171 | £614,415 | £23,438 | £12,130 | £96,545 | 53.8% |
| Yr 10 | £37,530 | £712,276 | £26,576 | £39,204 | £221,480 | 123.3% |
| Yr 15 | £42,461 | £825,723 | £30,127 | £83,188 | £378,911 | 211.0% |
| Yr 20 | £48,041 | £957,239 | £34,145 | £146,303 | £573,542 | 319.3% |
| Yr 25 | £54,354 | £1,109,702 | £38,690 | £231,062 | £810,764 | 451.4% |
| Yr 30 | £61,497 | £1,286,449 | £43,833 | £340,310 | £1,096,760 | 610.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,128 | 4.8% | 3.0% | £-807 | -13.2% |
| Conservative | £2,329 | 5.3% | 3.6% | £-229 | -2.1% |
| Base | £2,504 | 5.7% | 4.0% | £110 | 2.6% |
| Optimistic | £2,704 | 6.1% | 4.4% | £473 | 8.0% |
| Bull | £2,955 | 6.7% | 5.0% | £884 | 14.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.67% |
| Net Yield | ●4.0% |
| Net Annual Income | £21,190 |
| Deductions: void 8% (−£2,404) · mgmt 10% (−£3,005) · maint 10% (−£3,005) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,653 |
| Monthly Cashflow (IO) | ●£113 |
| Cash-on-Cash Return | ●0.73% |
| 5-Year IRR | ●2.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £43,000 |
| SDLT Effective Rate | 8.11% |
| SDLT (Company) | £79,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,975 |
| SPV Annual Saving | £5,311 |
| SPV Breakeven | 6.9 yrs |
| CGT Projected Sale (5yr) | £614,415 |
| Less: Purchase Price | −£530,000 |
| Less: Buying Costs (SDLT + legal) | −£45,600 |
| Less: Selling Costs (est. 2.5%) | −£15,360 |
| = CGT Net Gain (5yr) | £23,455 |
| CGT at 24% | £4,909 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,128 | 4.8% | 3.0% | £-807 | -13.2% |
| Conservative | £2,329 | 5.3% | 3.6% | £-229 | -2.1% |
| Base | £2,504 | 5.7% | 4.0% | £110 | 2.6% |
| Optimistic | £2,704 | 6.1% | 4.4% | £473 | 8.0% |
| Bull | £2,955 | 6.7% | 5.0% | £884 | 14.8% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →