🔒 Sign in to view the address — Liverpool
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £1,700 |
| Bedroom 2 | £1,700 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Liverpool | Expert Local Builders & Home Extensions ... | 07455 858107 | — |
| decorator | Iain Young Painter & Decorators | Liverpool | 07738 009076 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,780 | £103,000 | £6,597 | £2,847 | £5,847 | 17.1% |
| Yr 3 | £10,275 | £109,273 | £6,953 | £9,072 | £18,345 | 53.8% |
| Yr 5 | £10,795 | £115,927 | £7,328 | £16,038 | £31,965 | 93.7% |
| Yr 10 | £12,214 | £134,392 | £8,349 | £36,940 | £71,331 | 209.2% |
| Yr 15 | £13,819 | £155,797 | £9,505 | £63,344 | £119,141 | 349.4% |
| Yr 20 | £15,635 | £180,611 | £10,812 | £95,975 | £176,586 | 517.8% |
| Yr 25 | £17,689 | £209,378 | £12,291 | £135,650 | £245,028 | 718.6% |
| Yr 30 | £20,014 | £242,726 | £13,965 | £183,295 | £326,022 | 956.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 8.3% | 5.0% | £7 | -3.8% |
| Conservative | £758 | 9.1% | 5.9% | £150 | 5.9% |
| Base | £815 | 9.8% | 6.6% | £237 | 10.1% |
| Optimistic | £880 | 10.6% | 7.4% | £333 | 14.9% |
| Bull | £962 | 11.5% | 8.3% | £444 | 21.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.78% |
| Net Yield | ●6.6% |
| Net Annual Income | £6,597 |
| Deductions: void 8% (−£782) · mgmt 10% (−£978) · maint 10% (−£978) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£238 |
| Cash-on-Cash Return | ●8.35% |
| 5-Year IRR | ●10.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,668 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £693 | 8.3% | 5.0% | £7 | -3.8% |
| Conservative | £758 | 9.1% | 5.9% | £150 | 5.9% |
| Base | £815 | 9.8% | 6.6% | £237 | 10.1% |
| Optimistic | £880 | 10.6% | 7.4% | £333 | 14.9% |
| Bull | £962 | 11.5% | 8.3% | £444 | 21.1% |
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