🔒 Sign in to view the address — Coventry
End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,950 | £154,500 | £7,439 | £1,814 | £6,314 | 12.7% |
| Yr 3 | £11,504 | £163,909 | £7,838 | £6,038 | £19,947 | 40.2% |
| Yr 5 | £12,087 | £173,891 | £8,257 | £11,091 | £34,982 | 70.5% |
| Yr 10 | £13,675 | £201,587 | £9,401 | £27,627 | £79,215 | 159.7% |
| Yr 15 | £15,472 | £233,695 | £10,695 | £50,325 | £134,020 | 270.2% |
| Yr 20 | £17,505 | £270,917 | £12,159 | £79,994 | £200,911 | 405.1% |
| Yr 25 | £19,806 | £314,067 | £13,815 | £117,550 | £281,617 | 567.8% |
| Yr 30 | £22,408 | £364,089 | £15,689 | £164,029 | £378,118 | 762.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £775 | 6.2% | 3.7% | £-143 | -9.2% |
| Conservative | £848 | 6.8% | 4.5% | £41 | 1.5% |
| Base | £912 | 7.3% | 5.0% | £151 | 6.1% |
| Optimistic | £985 | 7.9% | 5.5% | £270 | 11.3% |
| Bull | £1,076 | 8.6% | 6.2% | £406 | 17.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.3% |
| Net Yield | ●4.96% |
| Net Annual Income | £7,435 |
| Deductions: void 8% (−£876) · mgmt 10% (−£1,095) · maint 10% (−£1,095) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£152 |
| Cash-on-Cash Return | ●3.65% |
| 5-Year IRR | ●6.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £1,925 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £775 | 6.2% | 3.7% | £-143 | -9.2% |
| Conservative | £848 | 6.8% | 4.5% | £41 | 1.5% |
| Base | £912 | 7.3% | 5.0% | £151 | 6.1% |
| Optimistic | £985 | 7.9% | 5.5% | £270 | 11.3% |
| Bull | £1,076 | 8.6% | 6.2% | £406 | 17.8% |
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