🔒 Sign in to view the address — Coventry
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 66% above the area median. Offers anchored to area median of £150,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £900 |
| Bedroom 2 | £900 |
| Bedroom 3 | £900 |
| Bedroom 4 | £900 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 900–1,000 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,500 | £257,500 | £12,155 | £2,780 | £10,280 | 12.6% |
| Yr 3 | £18,386 | £273,182 | £12,793 | £9,293 | £32,475 | 39.8% |
| Yr 5 | £19,317 | £289,819 | £13,463 | £17,130 | £56,948 | 69.8% |
| Yr 10 | £21,855 | £335,979 | £15,291 | £42,963 | £128,942 | 158.0% |
| Yr 15 | £24,727 | £389,492 | £17,358 | £78,642 | £218,134 | 267.3% |
| Yr 20 | £27,976 | £451,528 | £19,698 | £125,463 | £326,990 | 400.7% |
| Yr 25 | £31,653 | £523,444 | £22,345 | £184,888 | £458,332 | 561.7% |
| Yr 30 | £35,812 | £606,816 | £25,340 | £258,574 | £615,390 | 754.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 6.0% | 3.7% | £-247 | -9.3% |
| Conservative | £1,357 | 6.5% | 4.4% | £53 | 1.4% |
| Base | £1,459 | 7.0% | 4.9% | £232 | 6.0% |
| Optimistic | £1,576 | 7.6% | 5.4% | £426 | 11.2% |
| Bull | £1,722 | 8.3% | 6.1% | £646 | 17.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.0% |
| Net Yield | ●4.86% |
| Net Annual Income | £12,161 |
| Deductions: void 8% (−£1,400) · mgmt 10% (−£1,750) · maint 10% (−£1,750) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£233 |
| Cash-on-Cash Return | ●3.41% |
| 5-Year IRR | ●6.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £3,032 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,240 | 6.0% | 3.7% | £-247 | -9.3% |
| Conservative | £1,357 | 6.5% | 4.4% | £53 | 1.4% |
| Base | £1,459 | 7.0% | 4.9% | £232 | 6.0% |
| Optimistic | £1,576 | 7.6% | 5.4% | £426 | 11.2% |
| Bull | £1,722 | 8.3% | 6.1% | £646 | 17.9% |
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