🔒 Sign in to view the address
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 22% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £450 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £200 |
| Bedroom 2 | £200 |
| Bedroom 3 | £200 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Sunderland, House Extensions in Sunderland | 07482796053 | — |
| decorator | Painter and Decorator Sunderland | SR1 SR2 SR3 | 01917436008 | — |
| photographer | Brenden Ward Photography | Professional photographer | 07717207447 | — |
Property Details
- Asking Price
- £115,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 1,200–1,300 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,085 | £118,450 | £6,096 | £1,784 | £5,234 | 13.6% |
| Yr 3 | £9,545 | £125,664 | £6,427 | £5,846 | £16,509 | 42.8% |
| Yr 5 | £10,028 | £133,317 | £6,775 | £10,595 | £28,912 | 74.9% |
| Yr 10 | £11,346 | £154,550 | £7,724 | £25,709 | £65,259 | 169.1% |
| Yr 15 | £12,837 | £179,166 | £8,798 | £45,934 | £110,100 | 285.2% |
| Yr 20 | £14,524 | £207,703 | £10,012 | £71,943 | £164,646 | 426.5% |
| Yr 25 | £16,432 | £240,784 | £11,386 | £104,495 | £230,280 | 596.6% |
| Yr 30 | £18,592 | £279,135 | £12,941 | £144,451 | £308,587 | 799.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £643 | 6.7% | 4.0% | £-86 | -8.2% |
| Conservative | £704 | 7.3% | 4.8% | £60 | 2.3% |
| Base | £757 | 7.9% | 5.3% | £149 | 6.8% |
| Optimistic | £818 | 8.5% | 5.9% | £244 | 11.9% |
| Bull | £893 | 9.3% | 6.7% | £354 | 18.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.9% |
| Net Yield | ●5.3% |
| Net Annual Income | £6,095 |
| Deductions: void 8% (−£727) · mgmt 10% (−£908) · maint 10% (−£908) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £359 |
| Monthly Cashflow (IO) | ●£149 |
| Cash-on-Cash Return | ●4.62% |
| 5-Year IRR | ●6.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,750 |
| Section 24 Extra Tax/yr (higher rate) | £863 |
| SPV Annual Saving | £1,598 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £133,317 |
| Less: Purchase Price | −£115,000 |
| Less: Buying Costs (SDLT + legal) | −£8,350 |
| Less: Selling Costs (est. 2.5%) | −£3,333 |
| = CGT Net Gain (5yr) | £6,634 |
| CGT at 24% | £872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £643 | 6.7% | 4.0% | £-86 | -8.2% |
| Conservative | £704 | 7.3% | 4.8% | £60 | 2.3% |
| Base | £757 | 7.9% | 5.3% | £149 | 6.8% |
| Optimistic | £818 | 8.5% | 5.9% | £244 | 11.9% |
| Bull | £893 | 9.3% | 6.7% | £354 | 18.3% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →