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Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £130,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,521 | £133,900 | £10,010 | £5,135 | £9,035 | 20.9% |
| Yr 3 | £15,256 | £142,055 | £10,539 | £16,196 | £28,251 | 65.4% |
| Yr 5 | £16,028 | £150,706 | £11,095 | £28,356 | £49,061 | 113.6% |
| Yr 10 | £18,135 | £174,709 | £12,612 | £63,933 | £108,642 | 251.5% |
| Yr 15 | £20,518 | £202,536 | £14,328 | £107,680 | £180,216 | 417.2% |
| Yr 20 | £23,214 | £234,794 | £16,269 | £160,672 | £265,467 | 614.5% |
| Yr 25 | £26,265 | £272,191 | £18,465 | £224,124 | £366,315 | 848.0% |
| Yr 30 | £29,716 | £315,544 | £20,950 | £299,408 | £484,952 | 1122.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 229 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,028 | 9.5% | 5.8% | £103 | 0.7% |
| Conservative | £1,125 | 10.4% | 6.9% | £304 | 9.9% |
| Base | £1,210 | 11.2% | 7.7% | £428 | 13.9% |
| Optimistic | £1,307 | 12.1% | 8.6% | £564 | 18.6% |
| Bull | £1,428 | 13.2% | 9.7% | £723 | 24.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.17% |
| Net Yield | ●7.7% |
| Net Annual Income | £10,009 |
| Deductions: void 8% (−£1,162) · mgmt 10% (−£1,452) · maint 10% (−£1,452) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £405 |
| Monthly Cashflow (IO) | ●£429 |
| Cash-on-Cash Return | ●11.88% |
| 5-Year IRR | ●13.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,600 |
| SDLT Effective Rate | 5.08% |
| SDLT (Company) | £6,600 |
| Section 24 Extra Tax/yr (higher rate) | £975 |
| SPV Annual Saving | £2,387 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £150,706 |
| Less: Purchase Price | −£130,000 |
| Less: Buying Costs (SDLT + legal) | −£9,200 |
| Less: Selling Costs (est. 2.5%) | −£3,768 |
| = CGT Net Gain (5yr) | £7,738 |
| CGT at 24% | £1,137 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,028 | 9.5% | 5.8% | £103 | 0.7% |
| Conservative | £1,125 | 10.4% | 6.9% | £304 | 9.9% |
| Base | £1,210 | 11.2% | 7.7% | £428 | 13.9% |
| Optimistic | £1,307 | 12.1% | 8.6% | £564 | 18.6% |
| Bull | £1,428 | 13.2% | 9.7% | £723 | 24.5% |
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