🔒 Sign in to view the address — Feltham
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,450 |
| Bathroom | £4,000 |
| Living Room | £2,350 |
| Hallway / Stairs | £900 |
| Master Bedroom | £1,800 |
| Bedroom 2 | £1,800 |
| Bedroom 3 | £1,800 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Twickenham - Twickenham Builders Services | 020 3026 9216 | — |
| decorator | Marks Painting & Decorating Services Twickenham, London | 0208 892 8249 | — |
| photographer | Twickenham Photographer Jilly Cowdry | 07808 724330 | 07808724330 | — |
Property Details
- Asking Price
- £400,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £26,138 | £437,750 | £18,374 | £2,436 | £15,186 | 10.6% |
| Yr 3 | £27,461 | £464,409 | £19,327 | £8,733 | £48,142 | 33.7% |
| Yr 5 | £28,851 | £492,691 | £20,328 | £17,006 | £84,698 | 59.3% |
| Yr 10 | £32,642 | £571,164 | £23,057 | £47,011 | £193,176 | 135.2% |
| Yr 15 | £36,932 | £662,136 | £26,146 | £91,723 | £328,860 | 230.2% |
| Yr 20 | £41,785 | £767,597 | £29,640 | £153,075 | £495,672 | 347.0% |
| Yr 25 | £47,276 | £889,856 | £33,593 | £233,252 | £698,108 | 488.7% |
| Yr 30 | £53,488 | £1,031,587 | £38,066 | £334,730 | £941,317 | 659.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,852 | 5.2% | 3.3% | £-560 | -11.8% |
| Conservative | £2,026 | 5.7% | 3.9% | £-79 | -1.0% |
| Base | £2,179 | 6.2% | 4.3% | £204 | 3.7% |
| Optimistic | £2,353 | 6.6% | 4.8% | £509 | 9.1% |
| Bull | £2,571 | 7.3% | 5.4% | £855 | 15.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●6.15% |
| Net Yield | ●4.33% |
| Net Annual Income | £18,382 |
| Deductions: void 8% (−£1,968) · mgmt 10% (−£2,460) · maint 10% (−£2,460) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,325 |
| Monthly Cashflow (IO) | ●£207 |
| Cash-on-Cash Return | ●1.71% |
| 5-Year IRR | ●3.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £32,500 |
| SDLT Effective Rate | 7.65% |
| SDLT (Company) | £32,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,188 |
| SPV Annual Saving | £4,569 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £492,691 |
| Less: Purchase Price | −£425,000 |
| Less: Buying Costs (SDLT + legal) | −£35,100 |
| Less: Selling Costs (est. 2.5%) | −£12,317 |
| = CGT Net Gain (5yr) | £20,274 |
| CGT at 24% | £4,146 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,852 | 5.2% | 3.3% | £-560 | -11.8% |
| Conservative | £2,026 | 5.7% | 3.9% | £-79 | -1.0% |
| Base | £2,179 | 6.2% | 4.3% | £204 | 3.7% |
| Optimistic | £2,353 | 6.6% | 4.8% | £509 | 9.1% |
| Bull | £2,571 | 7.3% | 5.4% | £855 | 15.8% |
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