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Terraced · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 15% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £3,400 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £70,000
- Property Type
- Terraced
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 400–500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,183 | £72,100 | £5,447 | £2,822 | £4,922 | 19.6% |
| Yr 3 | £8,597 | £76,491 | £5,745 | £8,911 | £15,402 | 61.4% |
| Yr 5 | £9,033 | £81,149 | £6,058 | £15,619 | £26,768 | 106.6% |
| Yr 10 | £10,219 | £94,074 | £6,913 | £35,308 | £59,382 | 236.6% |
| Yr 15 | £11,562 | £109,058 | £7,880 | £59,601 | £98,658 | 393.1% |
| Yr 20 | £13,082 | £126,428 | £8,974 | £89,103 | £145,531 | 579.8% |
| Yr 25 | £14,801 | £146,564 | £10,212 | £124,499 | £201,064 | 801.1% |
| Yr 30 | £16,746 | £169,908 | £11,612 | £166,564 | £266,473 | 1061.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 9.9% | 5.8% | £55 | -0.8% |
| Conservative | £634 | 10.9% | 7.0% | £166 | 8.3% |
| Base | £682 | 11.7% | 7.8% | £235 | 12.2% |
| Optimistic | £737 | 12.6% | 8.7% | £311 | 16.8% |
| Bull | £805 | 13.8% | 9.8% | £400 | 22.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.69% |
| Net Yield | ●7.78% |
| Net Annual Income | £5,447 |
| Deductions: void 8% (−£655) · mgmt 10% (−£818) · maint 10% (−£818) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £218 |
| Monthly Cashflow (IO) | ●£236 |
| Cash-on-Cash Return | ●11.24% |
| 5-Year IRR | ●12.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,500 |
| Section 24 Extra Tax/yr (higher rate) | £525 |
| SPV Annual Saving | £1,388 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £81,149 |
| Less: Purchase Price | −£70,000 |
| Less: Buying Costs (SDLT + legal) | −£6,100 |
| Less: Selling Costs (est. 2.5%) | −£2,029 |
| = CGT Net Gain (5yr) | £3,020 |
| CGT at 24% | £5 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 9.9% | 5.8% | £55 | -0.8% |
| Conservative | £634 | 10.9% | 7.0% | £166 | 8.3% |
| Base | £682 | 11.7% | 7.8% | £235 | 12.2% |
| Optimistic | £737 | 12.6% | 8.7% | £311 | 16.8% |
| Bull | £805 | 13.8% | 9.8% | £400 | 22.5% |
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