🔒 Sign in to view the address — Liverpool
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 39% above the area median. Offers anchored to area median of £125,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Liverpool | Expert Local Builders & Home Extensions ... | 07455 858107 | — |
| decorator | Iain Young Painter & Decorators | Liverpool | 07738 009076 | — |
Property Details
- Asking Price
- £175,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 900–1,000 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,172 | £180,250 | £10,479 | £3,917 | £9,167 | 15.9% |
| Yr 3 | £15,941 | £191,227 | £11,032 | £12,576 | £28,803 | 50.0% |
| Yr 5 | £16,748 | £202,873 | £11,613 | £22,384 | £50,257 | 87.3% |
| Yr 10 | £18,948 | £235,185 | £13,198 | £52,313 | £112,498 | 195.3% |
| Yr 15 | £21,438 | £272,644 | £14,991 | £90,779 | £188,424 | 327.1% |
| Yr 20 | £24,256 | £316,069 | £17,019 | £138,905 | £279,974 | 486.1% |
| Yr 25 | £27,443 | £366,411 | £19,314 | £197,959 | £389,370 | 676.0% |
| Yr 30 | £31,049 | £424,771 | £21,910 | £269,377 | £519,148 | 901.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,075 | 7.4% | 4.5% | £-49 | -5.3% |
| Conservative | £1,176 | 8.1% | 5.4% | £185 | 4.8% |
| Base | £1,265 | 8.7% | 6.0% | £327 | 9.1% |
| Optimistic | £1,366 | 9.4% | 6.7% | £482 | 14.1% |
| Bull | £1,493 | 10.2% | 7.5% | £660 | 20.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.67% |
| Net Yield | ●5.99% |
| Net Annual Income | £10,485 |
| Deductions: void 8% (−£1,214) · mgmt 10% (−£1,517) · maint 10% (−£1,517) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £546 |
| Monthly Cashflow (IO) | ●£328 |
| Cash-on-Cash Return | ●6.81% |
| 5-Year IRR | ●9.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,750 |
| SDLT Effective Rate | 5.57% |
| SDLT (Company) | £9,750 |
| Section 24 Extra Tax/yr (higher rate) | £1,313 |
| SPV Annual Saving | £2,564 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £202,873 |
| Less: Purchase Price | −£175,000 |
| Less: Buying Costs (SDLT + legal) | −£12,350 |
| Less: Selling Costs (est. 2.5%) | −£5,072 |
| = CGT Net Gain (5yr) | £10,451 |
| CGT at 24% | £1,788 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,075 | 7.4% | 4.5% | £-49 | -5.3% |
| Conservative | £1,176 | 8.1% | 5.4% | £185 | 4.8% |
| Base | £1,265 | 8.7% | 6.0% | £327 | 9.1% |
| Optimistic | £1,366 | 9.4% | 6.7% | £482 | 14.1% |
| Bull | £1,493 | 10.2% | 7.5% | £660 | 20.5% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →