🔒 Sign in to view the address — Wolverhampton
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £3,650 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders & Grounds Maintenance Wolverhampton | Extensions ... | 07510783234 | — |
| decorator | Wombourne Decorating Services Ltd: Home - Painting contractors | 07753 172 707 | — |
| photographer | Ray Ashmore Photography - Wolverhampton Wedding ... | +447875636190 | — |
Property Details
- Asking Price
- £85,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 400–500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,922 | £87,550 | £5,259 | £2,071 | £4,621 | 15.6% |
| Yr 3 | £8,323 | £92,882 | £5,548 | £6,645 | £14,527 | 49.1% |
| Yr 5 | £8,744 | £98,538 | £5,851 | £11,819 | £25,357 | 85.7% |
| Yr 10 | £9,893 | £114,233 | £6,678 | £27,577 | £56,810 | 191.9% |
| Yr 15 | £11,194 | £132,427 | £7,614 | £47,793 | £95,221 | 321.7% |
| Yr 20 | £12,665 | £153,519 | £8,673 | £73,053 | £141,572 | 478.3% |
| Yr 25 | £14,329 | £177,971 | £9,872 | £104,018 | £196,989 | 665.5% |
| Yr 30 | £16,212 | £206,317 | £11,227 | £141,439 | £262,756 | 887.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 7.9% | 4.6% | £-18 | -5.7% |
| Conservative | £614 | 8.7% | 5.5% | £100 | 4.3% |
| Base | £660 | 9.3% | 6.2% | £172 | 8.5% |
| Optimistic | £713 | 10.1% | 6.9% | £251 | 13.4% |
| Bull | £779 | 11.0% | 7.8% | £342 | 19.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.32% |
| Net Yield | ●6.18% |
| Net Annual Income | £5,257 |
| Deductions: void 8% (−£634) · mgmt 10% (−£792) · maint 10% (−£792) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £265 |
| Monthly Cashflow (IO) | ●£173 |
| Cash-on-Cash Return | ●6.99% |
| 5-Year IRR | ●8.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,250 |
| Section 24 Extra Tax/yr (higher rate) | £638 |
| SPV Annual Saving | £1,380 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £98,538 |
| Less: Purchase Price | −£85,000 |
| Less: Buying Costs (SDLT + legal) | −£6,850 |
| Less: Selling Costs (est. 2.5%) | −£2,463 |
| = CGT Net Gain (5yr) | £4,225 |
| CGT at 24% | £294 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 7.9% | 4.6% | £-18 | -5.7% |
| Conservative | £614 | 8.7% | 5.5% | £100 | 4.3% |
| Base | £660 | 9.3% | 6.2% | £172 | 8.5% |
| Optimistic | £713 | 10.1% | 6.9% | £251 | 13.4% |
| Bull | £779 | 11.0% | 7.8% | £342 | 19.5% |
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