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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 4/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painters & Decorators in London | Award-Winning | Novitas | 07825881762 | — |
| photographer | Piranha Photography: Corporate Photographer London | 020 7193 9446 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £18,300 | £257,500 | £12,731 | £3,356 | £10,856 | 13.3% |
| Yr 3 | £19,226 | £273,182 | £13,398 | £11,064 | £34,246 | 42.0% |
| Yr 5 | £20,200 | £289,819 | £14,099 | £20,157 | £59,976 | 73.5% |
| Yr 10 | £22,854 | £335,979 | £16,010 | £49,416 | £135,395 | 165.9% |
| Yr 15 | £25,857 | £389,492 | £18,172 | £88,971 | £228,463 | 280.0% |
| Yr 20 | £29,255 | £451,528 | £20,619 | £140,176 | £341,704 | 418.8% |
| Yr 25 | £33,100 | £523,444 | £23,387 | £204,563 | £478,007 | 585.8% |
| Yr 30 | £37,449 | £606,816 | £26,518 | £283,862 | £640,678 | 785.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
1 planning application found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 88 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,296 | 6.2% | 3.9% | £-210 | -8.4% |
| Conservative | £1,418 | 6.8% | 4.6% | £96 | 2.1% |
| Base | £1,525 | 7.3% | 5.1% | £280 | 6.7% |
| Optimistic | £1,647 | 7.9% | 5.7% | £479 | 11.9% |
| Bull | £1,800 | 8.6% | 6.4% | £706 | 18.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.32% |
| Net Yield | ●5.09% |
| Net Annual Income | £12,731 |
| Deductions: void 8% (−£1,464) · mgmt 10% (−£1,830) · maint 10% (−£1,830) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£281 |
| Cash-on-Cash Return | ●4.11% |
| 5-Year IRR | ●6.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £3,142 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,296 | 6.2% | 3.9% | £-210 | -8.4% |
| Conservative | £1,418 | 6.8% | 4.6% | £96 | 2.1% |
| Base | £1,525 | 7.3% | 5.1% | £280 | 6.7% |
| Optimistic | £1,647 | 7.9% | 5.7% | £479 | 11.9% |
| Bull | £1,800 | 8.6% | 6.4% | £706 | 18.4% |
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