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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,750 |
| Bathroom | £1,250 |
| Living Room | £800 |
| Master Bedroom | £1,750 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £80,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,640 | £82,400 | £5,056 | £2,056 | £4,456 | 15.9% |
| Yr 3 | £8,027 | £87,418 | £5,334 | £6,583 | £14,002 | 49.8% |
| Yr 5 | £8,433 | £92,742 | £5,627 | £11,689 | £24,431 | 86.9% |
| Yr 10 | £9,541 | £107,513 | £6,425 | £27,178 | £54,691 | 194.6% |
| Yr 15 | £10,795 | £124,637 | £7,327 | £46,965 | £91,602 | 326.0% |
| Yr 20 | £12,214 | £144,489 | £8,349 | £71,616 | £136,105 | 484.4% |
| Yr 25 | £13,819 | £167,502 | £9,504 | £101,770 | £189,272 | 673.6% |
| Yr 30 | £15,635 | £194,181 | £10,812 | £138,150 | £252,331 | 898.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 100 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 8.1% | 4.7% | £-10 | -5.4% |
| Conservative | £592 | 8.9% | 5.7% | £103 | 4.5% |
| Base | £637 | 9.6% | 6.3% | £172 | 8.7% |
| Optimistic | £688 | 10.3% | 7.1% | £247 | 13.5% |
| Bull | £752 | 11.3% | 8.0% | £334 | 19.6% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.55% |
| Net Yield | ●6.32% |
| Net Annual Income | £5,059 |
| Deductions: void 8% (−£611) · mgmt 10% (−£764) · maint 10% (−£764) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £250 |
| Monthly Cashflow (IO) | ●£172 |
| Cash-on-Cash Return | ●7.33% |
| 5-Year IRR | ●8.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,000 |
| Section 24 Extra Tax/yr (higher rate) | £600 |
| SPV Annual Saving | £1,331 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £92,742 |
| Less: Purchase Price | −£80,000 |
| Less: Buying Costs (SDLT + legal) | −£6,600 |
| Less: Selling Costs (est. 2.5%) | −£2,319 |
| = CGT Net Gain (5yr) | £3,823 |
| CGT at 24% | £198 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 8.1% | 4.7% | £-10 | -5.4% |
| Conservative | £592 | 8.9% | 5.7% | £103 | 4.5% |
| Base | £637 | 9.6% | 6.3% | £172 | 8.7% |
| Optimistic | £688 | 10.3% | 7.1% | £247 | 13.5% |
| Bull | £752 | 11.3% | 8.0% | £334 | 19.6% |
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