🔒 Sign in to view the address — Coventry
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 6% above the area median. Offers anchored to area median of £160,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,550 |
| Bathroom | £2,600 |
| Living Room | £1,550 |
| Hallway / Stairs | £600 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £170,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,796 | £175,100 | £11,648 | £5,273 | £10,373 | 18.5% |
| Yr 3 | £17,646 | £185,764 | £12,260 | £16,734 | £32,497 | 58.0% |
| Yr 5 | £18,540 | £197,077 | £12,904 | £29,465 | £56,542 | 101.0% |
| Yr 10 | £20,976 | £228,466 | £14,658 | £67,284 | £125,750 | 224.6% |
| Yr 15 | £23,732 | £264,854 | £16,642 | £114,553 | £209,407 | 373.9% |
| Yr 20 | £26,851 | £307,039 | £18,888 | £172,515 | £309,554 | 552.8% |
| Yr 25 | £30,379 | £355,942 | £21,428 | £242,574 | £428,516 | 765.2% |
| Yr 30 | £34,371 | £412,635 | £24,302 | £326,321 | £568,955 | 1016.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,190 | 8.4% | 5.2% | £46 | -2.1% |
| Conservative | £1,302 | 9.2% | 6.2% | £290 | 7.4% |
| Base | £1,400 | 9.9% | 6.9% | £440 | 11.6% |
| Optimistic | £1,512 | 10.7% | 7.6% | £604 | 16.5% |
| Bull | £1,652 | 11.7% | 8.6% | £793 | 22.6% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.88% |
| Net Yield | ●6.85% |
| Net Annual Income | £11,651 |
| Deductions: void 8% (−£1,344) · mgmt 10% (−£1,680) · maint 10% (−£1,680) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £530 |
| Monthly Cashflow (IO) | ●£441 |
| Cash-on-Cash Return | ●9.42% |
| 5-Year IRR | ●11.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,400 |
| SDLT Effective Rate | 5.53% |
| SDLT (Company) | £9,400 |
| Section 24 Extra Tax/yr (higher rate) | £1,275 |
| SPV Annual Saving | £2,782 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £197,077 |
| Less: Purchase Price | −£170,000 |
| Less: Buying Costs (SDLT + legal) | −£12,000 |
| Less: Selling Costs (est. 2.5%) | −£4,927 |
| = CGT Net Gain (5yr) | £10,150 |
| CGT at 24% | £1,716 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,190 | 8.4% | 5.2% | £46 | -2.1% |
| Conservative | £1,302 | 9.2% | 6.2% | £290 | 7.4% |
| Base | £1,400 | 9.9% | 6.9% | £440 | 11.6% |
| Optimistic | £1,512 | 10.7% | 7.6% | £604 | 16.5% |
| Bull | £1,652 | 11.7% | 8.6% | £793 | 22.6% |
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