🔒 Sign in to view the address — Coventry * FULLY LET AT £1620pcm *
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 15% above the area median. Offers anchored to area median of £173,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,700 |
| Bathroom | £1,250 |
| Living Room | £700 |
| Hallway / Stairs | £300 |
| Master Bedroom | £400 |
| Bedroom 2 | £400 |
| Bedroom 3 | £400 |
| Bedroom 4 | £400 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Building Contractor in Coventry, Building Contractor in ... | 07718 001059 | — |
| decorator | Coventry Decorators – Call us if If you are looking for painters and ... | 07516 790 046 | — |
| photographer | Kamera Studios | 024 7667 3061 | — |
Property Details
- Asking Price
- £200,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £19,440 | £206,000 | £13,552 | £6,052 | £12,052 | 18.4% |
| Yr 3 | £20,424 | £218,545 | £14,260 | £19,214 | £37,759 | 57.6% |
| Yr 5 | £21,458 | £231,855 | £15,005 | £33,847 | £65,702 | 100.2% |
| Yr 10 | £24,278 | £268,783 | £17,035 | £77,361 | £146,145 | 222.8% |
| Yr 15 | £27,468 | £311,593 | £19,332 | £131,815 | £243,408 | 371.0% |
| Yr 20 | £31,078 | £361,222 | £21,931 | £198,643 | £359,866 | 548.6% |
| Yr 25 | £35,162 | £418,756 | £24,871 | £279,474 | £498,230 | 759.5% |
| Yr 30 | £39,782 | £485,452 | £28,198 | £376,147 | £661,600 | 1008.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,377 | 8.3% | 5.1% | £45 | -2.3% |
| Conservative | £1,507 | 9.0% | 6.1% | £330 | 7.3% |
| Base | £1,620 | 9.7% | 6.8% | £504 | 11.5% |
| Optimistic | £1,750 | 10.5% | 7.5% | £695 | 16.3% |
| Bull | £1,912 | 11.5% | 8.5% | £916 | 22.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.72% |
| Net Yield | ●6.78% |
| Net Annual Income | £13,552 |
| Deductions: void 8% (−£1,555) · mgmt 10% (−£1,944) · maint 10% (−£1,944) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £624 |
| Monthly Cashflow (IO) | ●£505 |
| Cash-on-Cash Return | ●9.23% |
| 5-Year IRR | ●11.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,500 |
| SDLT Effective Rate | 5.75% |
| SDLT (Company) | £11,500 |
| Section 24 Extra Tax/yr (higher rate) | £1,500 |
| SPV Annual Saving | £3,208 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £231,855 |
| Less: Purchase Price | −£200,000 |
| Less: Buying Costs (SDLT + legal) | −£14,100 |
| Less: Selling Costs (est. 2.5%) | −£5,796 |
| = CGT Net Gain (5yr) | £11,959 |
| CGT at 24% | £2,150 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,377 | 8.3% | 5.1% | £45 | -2.3% |
| Conservative | £1,507 | 9.0% | 6.1% | £330 | 7.3% |
| Base | £1,620 | 9.7% | 6.8% | £504 | 11.5% |
| Optimistic | £1,750 | 10.5% | 7.5% | £695 | 16.3% |
| Bull | £1,912 | 11.5% | 8.5% | £916 | 22.5% |
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