🔒 Sign in to view the address
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,100 |
| Bathroom | £3,000 |
| Living Room | £1,800 |
| Hallway / Stairs | £700 |
| Master Bedroom | £1,400 |
| Bedroom 2 | £1,400 |
| Bedroom 3 | £1,400 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | JonesBuild | 07739 506070 | — |
| decorator | P Baldwin Decorator: Expert Painter and Decorator in Gloucester | 07809648652 | — |
| photographer | Gloucester Photographer | Maternity, Newborn & Family | 021-77549761 | — |
Property Details
- Asking Price
- £255,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,152 | £262,650 | £9,745 | £182 | £7,832 | 9.4% |
| Yr 3 | £14,869 | £278,645 | £10,261 | £1,318 | £24,963 | 29.9% |
| Yr 5 | £15,622 | £295,615 | £10,803 | £3,523 | £44,138 | 53.0% |
| Yr 10 | £17,675 | £342,699 | £12,281 | £14,085 | £101,784 | 122.1% |
| Yr 15 | £19,997 | £397,282 | £13,953 | £32,610 | £174,892 | 209.8% |
| Yr 20 | £22,625 | £460,558 | £15,845 | £60,145 | £265,703 | 318.8% |
| Yr 25 | £25,598 | £533,913 | £17,986 | £97,873 | £376,787 | 452.1% |
| Yr 30 | £28,962 | £618,952 | £20,407 | £147,135 | £511,087 | 613.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,002 | 4.7% | 2.9% | £-422 | -13.3% |
| Conservative | £1,096 | 5.2% | 3.4% | £-146 | -1.9% |
| Base | £1,179 | 5.5% | 3.8% | £15 | 2.9% |
| Optimistic | £1,273 | 6.0% | 4.3% | £188 | 8.4% |
| Bull | £1,391 | 6.5% | 4.8% | £383 | 15.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.55% |
| Net Yield | ●3.82% |
| Net Annual Income | £9,742 |
| Deductions: void 8% (−£1,132) · mgmt 10% (−£1,415) · maint 10% (−£1,415) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £795 |
| Monthly Cashflow (IO) | ●£17 |
| Cash-on-Cash Return | ●0.22% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,500 |
| SDLT Effective Rate | 6.08% |
| SDLT (Company) | £15,500 |
| Section 24 Extra Tax/yr (higher rate) | £1,912 |
| SPV Annual Saving | £2,570 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £295,615 |
| Less: Purchase Price | −£255,000 |
| Less: Buying Costs (SDLT + legal) | −£18,100 |
| Less: Selling Costs (est. 2.5%) | −£7,390 |
| = CGT Net Gain (5yr) | £15,125 |
| CGT at 24% | £2,910 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,002 | 4.7% | 2.9% | £-422 | -13.3% |
| Conservative | £1,096 | 5.2% | 3.4% | £-146 | -1.9% |
| Base | £1,179 | 5.5% | 3.8% | £15 | 2.9% |
| Optimistic | £1,273 | 6.0% | 4.3% | £188 | 8.4% |
| Bull | £1,391 | 6.5% | 4.8% | £383 | 15.3% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →