🔒 Sign in to view the address — Bishopsworth
Semi-Detached Bungalow · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 7% above the area median. Offers anchored to area median of £278,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,000 |
| Bathroom | £1,450 |
| Living Room | £850 |
| Hallway / Stairs | £350 |
| Master Bedroom | £950 |
| Bedroom 2 | £950 |
| Total Estimated Refurb | £5,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders | Bristol - Mogford Prescott Ltd | 0117 205 0596 | — |
| decorator | Painting & Decorating in BRISTOL - BRISTOL Painter - Local ... | 07938011715 | — |
| photographer | Boys In Bristol Photography | 07376 126506 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Semi-Detached Bungalow
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,500 | £309,000 | £11,435 | £185 | £9,185 | 9.3% |
| Yr 3 | £17,335 | £327,818 | £12,036 | £1,453 | £29,272 | 29.5% |
| Yr 5 | £18,213 | £347,782 | £12,668 | £3,970 | £51,752 | 52.2% |
| Yr 10 | £20,606 | £403,175 | £14,391 | £16,146 | £119,321 | 120.4% |
| Yr 15 | £23,314 | £467,390 | £16,341 | £37,606 | £204,997 | 206.9% |
| Yr 20 | £26,378 | £541,833 | £18,547 | £69,571 | £311,404 | 314.2% |
| Yr 25 | £29,844 | £628,133 | £21,043 | £113,419 | £441,553 | 445.6% |
| Yr 30 | £33,766 | £728,179 | £23,866 | £170,714 | £598,893 | 604.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,169 | 4.7% | 2.9% | £-496 | -13.5% |
| Conservative | £1,279 | 5.1% | 3.4% | £-173 | -2.2% |
| Base | £1,375 | 5.5% | 3.8% | £15 | 2.7% |
| Optimistic | £1,485 | 5.9% | 4.2% | £218 | 8.1% |
| Bull | £1,622 | 6.5% | 4.8% | £446 | 15.0% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.5% |
| Net Yield | ●3.81% |
| Net Annual Income | £11,435 |
| Deductions: void 8% (−£1,320) · mgmt 10% (−£1,650) · maint 10% (−£1,650) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£17 |
| Cash-on-Cash Return | ●0.19% |
| 5-Year IRR | ●2.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £2,984 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,169 | 4.7% | 2.9% | £-496 | -13.5% |
| Conservative | £1,279 | 5.1% | 3.4% | £-173 | -2.2% |
| Base | £1,375 | 5.5% | 3.8% | £15 | 2.7% |
| Optimistic | £1,485 | 5.9% | 4.2% | £218 | 8.1% |
| Bull | £1,622 | 6.5% | 4.8% | £446 | 15.0% |
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