🔒 Sign in to view the address — Belvedere
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 14% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £2,000 |
| Living Room | £1,150 |
| Master Bedroom | £1,300 |
| Bedroom 2 | £1,300 |
| Entrance Hall | £250 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Dartford - Building Contractors in Kent | Local ... | 01322 784014 | — |
| decorator | RSG Decorators | 07809 475337 | — |
| photographer | Harriet Buckingham Photography Photographer in Dartford | 07717 740 072 | — |
Property Details
- Asking Price
- £210,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,947 | £216,300 | £11,757 | £3,882 | £10,182 | 14.8% |
| Yr 3 | £17,805 | £229,473 | £12,375 | £12,568 | £32,041 | 46.6% |
| Yr 5 | £18,706 | £243,448 | £13,024 | £22,537 | £55,984 | 81.4% |
| Yr 10 | £21,164 | £282,222 | £14,793 | £53,502 | £125,724 | 182.7% |
| Yr 15 | £23,946 | £327,173 | £16,796 | £94,002 | £211,176 | 306.9% |
| Yr 20 | £27,092 | £379,283 | £19,061 | £145,292 | £314,575 | 457.2% |
| Yr 25 | £30,652 | £439,693 | £21,625 | £208,788 | £438,481 | 637.3% |
| Yr 30 | £34,680 | £509,725 | £24,525 | £286,094 | £585,819 | 851.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
2 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 104 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.9% | 4.2% | £-110 | -6.6% |
| Conservative | £1,313 | 7.5% | 5.0% | £160 | 3.6% |
| Base | £1,412 | 8.1% | 5.6% | £323 | 8.1% |
| Optimistic | £1,525 | 8.7% | 6.2% | £501 | 13.2% |
| Bull | £1,666 | 9.5% | 7.0% | £704 | 19.6% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.07% |
| Net Yield | ●5.6% |
| Net Annual Income | £11,755 |
| Deductions: void 8% (−£1,356) · mgmt 10% (−£1,695) · maint 10% (−£1,695) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £655 |
| Monthly Cashflow (IO) | ●£325 |
| Cash-on-Cash Return | ●5.64% |
| 5-Year IRR | ●8.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,200 |
| SDLT Effective Rate | 5.81% |
| SDLT (Company) | £12,200 |
| Section 24 Extra Tax/yr (higher rate) | £1,575 |
| SPV Annual Saving | £2,877 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £243,448 |
| Less: Purchase Price | −£210,000 |
| Less: Buying Costs (SDLT + legal) | −£14,800 |
| Less: Selling Costs (est. 2.5%) | −£6,086 |
| = CGT Net Gain (5yr) | £12,562 |
| CGT at 24% | £2,295 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,200 | 6.9% | 4.2% | £-110 | -6.6% |
| Conservative | £1,313 | 7.5% | 5.0% | £160 | 3.6% |
| Base | £1,412 | 8.1% | 5.6% | £323 | 8.1% |
| Optimistic | £1,525 | 8.7% | 6.2% | £501 | 13.2% |
| Bull | £1,666 | 9.5% | 7.0% | £704 | 19.6% |
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