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Flat · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 11% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,100 |
| Bathroom | £800 |
| Living Room | £500 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Bedroom 3 | £350 |
| Entrance Hall | £100 |
| Total Estimated Refurb | £2,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders East London: Your First Call for General Builders ... | 0203 305 7656 | — |
| decorator | Expert Residential & Commercial Painting Services in London | 07712680424 | — |
| photographer | Vistolia Photography Hackney | 07709 654594 | — |
Property Details
- Asking Price
- £350,000
- Property Type
- Flat
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £26,215 | £360,500 | £18,430 | £5,305 | £15,805 | 13.6% |
| Yr 3 | £27,542 | £382,454 | £19,385 | £17,342 | £49,796 | 42.7% |
| Yr 5 | £28,936 | £405,746 | £20,389 | £31,362 | £87,108 | 74.7% |
| Yr 10 | £32,739 | £470,371 | £23,127 | £75,762 | £196,132 | 168.2% |
| Yr 15 | £37,041 | £545,289 | £26,225 | £134,912 | £330,200 | 283.2% |
| Yr 20 | £41,909 | £632,139 | £29,729 | £210,750 | £492,889 | 422.7% |
| Yr 25 | £47,416 | £732,822 | £33,694 | £305,471 | £688,293 | 590.3% |
| Yr 30 | £53,647 | £849,542 | £38,181 | £421,555 | £921,097 | 790.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
3 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 140 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,856 | 6.4% | 4.0% | £-252 | -8.2% |
| Conservative | £2,031 | 7.0% | 4.7% | £182 | 2.1% |
| Base | £2,184 | 7.5% | 5.3% | £442 | 6.6% |
| Optimistic | £2,359 | 8.1% | 5.9% | £724 | 11.8% |
| Bull | £2,577 | 8.8% | 6.6% | £1,047 | 18.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.49% |
| Net Yield | ●5.26% |
| Net Annual Income | £18,425 |
| Deductions: void 8% (−£2,097) · mgmt 10% (−£2,622) · maint 10% (−£2,622) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,092 |
| Monthly Cashflow (IO) | ●£443 |
| Cash-on-Cash Return | ●4.55% |
| 5-Year IRR | ●6.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £25,000 |
| SDLT Effective Rate | 7.14% |
| SDLT (Company) | £25,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,625 |
| SPV Annual Saving | £4,437 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £405,746 |
| Less: Purchase Price | −£350,000 |
| Less: Buying Costs (SDLT + legal) | −£27,600 |
| Less: Selling Costs (est. 2.5%) | −£10,144 |
| = CGT Net Gain (5yr) | £18,002 |
| CGT at 24% | £3,600 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,856 | 6.4% | 4.0% | £-252 | -8.2% |
| Conservative | £2,031 | 7.0% | 4.7% | £182 | 2.1% |
| Base | £2,184 | 7.5% | 5.3% | £442 | 6.6% |
| Optimistic | £2,359 | 8.1% | 5.9% | £724 | 11.8% |
| Bull | £2,577 | 8.8% | 6.6% | £1,047 | 18.3% |
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