🔒 Sign in to view the address — Salford
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 22% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,600 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Hallway / Stairs | £250 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £210,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 1,000–1,100 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,309 | £216,300 | £10,577 | £2,702 | £9,002 | 13.1% |
| Yr 3 | £16,084 | £229,473 | £11,135 | £8,941 | £28,414 | 41.3% |
| Yr 5 | £16,898 | £243,448 | £11,722 | £16,338 | £49,785 | 72.4% |
| Yr 10 | £19,119 | £282,222 | £13,321 | £40,289 | £112,511 | 163.5% |
| Yr 15 | £21,631 | £327,173 | £15,129 | £72,854 | £190,027 | 276.2% |
| Yr 20 | £24,474 | £379,283 | £17,176 | £115,165 | £284,449 | 413.4% |
| Yr 25 | £27,690 | £439,693 | £19,492 | £168,503 | £398,197 | 578.8% |
| Yr 30 | £31,328 | £509,725 | £22,111 | £234,317 | £534,042 | 776.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 895 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,085 | 6.2% | 3.8% | £-185 | -8.7% |
| Conservative | £1,187 | 6.8% | 4.5% | £72 | 1.9% |
| Base | £1,276 | 7.3% | 5.0% | £225 | 6.4% |
| Optimistic | £1,378 | 7.9% | 5.6% | £392 | 11.6% |
| Bull | £1,506 | 8.6% | 6.3% | £582 | 18.2% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.29% |
| Net Yield | ●5.04% |
| Net Annual Income | £10,580 |
| Deductions: void 8% (−£1,225) · mgmt 10% (−£1,531) · maint 10% (−£1,531) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £655 |
| Monthly Cashflow (IO) | ●£227 |
| Cash-on-Cash Return | ●3.93% |
| 5-Year IRR | ●6.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,200 |
| SDLT Effective Rate | 5.81% |
| SDLT (Company) | £12,200 |
| Section 24 Extra Tax/yr (higher rate) | £1,575 |
| SPV Annual Saving | £2,649 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £243,448 |
| Less: Purchase Price | −£210,000 |
| Less: Buying Costs (SDLT + legal) | −£14,800 |
| Less: Selling Costs (est. 2.5%) | −£6,086 |
| = CGT Net Gain (5yr) | £12,562 |
| CGT at 24% | £2,295 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,085 | 6.2% | 3.8% | £-185 | -8.7% |
| Conservative | £1,187 | 6.8% | 4.5% | £72 | 1.9% |
| Base | £1,276 | 7.3% | 5.0% | £225 | 6.4% |
| Optimistic | £1,378 | 7.9% | 5.6% | £392 | 11.6% |
| Bull | £1,506 | 8.6% | 6.3% | £582 | 18.2% |
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