🔒 Sign in to view the address
Detached Bungalow · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £150 |
| Bedroom 2 | £150 |
| Bedroom 3 | £150 |
| Bedroom 4 | £150 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £425,000
- Property Type
- Detached Bungalow
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,200–1,300 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £23,842 | £437,750 | £16,722 | £784 | £13,534 | 9.5% |
| Yr 3 | £25,050 | £464,409 | £17,591 | £3,651 | £43,059 | 30.1% |
| Yr 5 | £26,318 | £492,691 | £18,504 | £8,321 | £76,012 | 53.2% |
| Yr 10 | £29,776 | £571,164 | £20,994 | £28,499 | £174,663 | 122.3% |
| Yr 15 | £33,689 | £662,136 | £23,811 | £62,093 | £299,229 | 209.5% |
| Yr 20 | £38,116 | £767,597 | £26,998 | £110,865 | £453,462 | 317.4% |
| Yr 25 | £43,125 | £889,856 | £30,605 | £176,810 | £641,666 | 449.2% |
| Yr 30 | £48,791 | £1,031,587 | £34,685 | £262,185 | £868,772 | 608.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,689 | 4.8% | 3.0% | £-666 | -13.3% |
| Conservative | £1,848 | 5.2% | 3.5% | £-204 | -2.2% |
| Base | £1,987 | 5.6% | 3.9% | £65 | 2.6% |
| Optimistic | £2,146 | 6.1% | 4.4% | £356 | 8.0% |
| Bull | £2,345 | 6.6% | 4.9% | £682 | 14.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.61% |
| Net Yield | ●3.93% |
| Net Annual Income | £16,723 |
| Deductions: void 8% (−£1,907) · mgmt 10% (−£2,384) · maint 10% (−£2,384) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,325 |
| Monthly Cashflow (IO) | ●£69 |
| Cash-on-Cash Return | ●0.55% |
| 5-Year IRR | ●2.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £32,500 |
| SDLT Effective Rate | 7.65% |
| SDLT (Company) | £32,500 |
| Section 24 Extra Tax/yr (higher rate) | £3,188 |
| SPV Annual Saving | £4,247 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £492,691 |
| Less: Purchase Price | −£425,000 |
| Less: Buying Costs (SDLT + legal) | −£35,100 |
| Less: Selling Costs (est. 2.5%) | −£12,317 |
| = CGT Net Gain (5yr) | £20,274 |
| CGT at 24% | £4,146 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,689 | 4.8% | 3.0% | £-666 | -13.3% |
| Conservative | £1,848 | 5.2% | 3.5% | £-204 | -2.2% |
| Base | £1,987 | 5.6% | 3.9% | £65 | 2.6% |
| Optimistic | £2,146 | 6.1% | 4.4% | £356 | 8.0% |
| Bull | £2,345 | 6.6% | 4.9% | £682 | 14.8% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →