🔒 Sign in to view the address — Newcastle upon Tyne
Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £3,250 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £117,500
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,635 | £121,025 | £6,492 | £2,086 | £5,611 | 14.3% |
| Yr 3 | £10,123 | £128,395 | £6,843 | £6,782 | £17,678 | 44.9% |
| Yr 5 | £10,635 | £136,215 | £7,212 | £12,208 | £30,923 | 78.6% |
| Yr 10 | £12,033 | £157,910 | £8,219 | £29,208 | £69,618 | 176.9% |
| Yr 15 | £13,614 | £183,061 | £9,357 | £51,629 | £117,190 | 297.8% |
| Yr 20 | £15,403 | £212,218 | £10,645 | £80,183 | £174,901 | 444.5% |
| Yr 25 | £17,427 | £246,019 | £12,102 | £115,678 | £244,197 | 620.6% |
| Yr 30 | £19,717 | £285,203 | £13,751 | £159,024 | £326,728 | 830.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 104 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 7.0% | 4.2% | £-71 | -7.3% |
| Conservative | £747 | 7.6% | 5.0% | £82 | 3.1% |
| Base | £803 | 8.2% | 5.5% | £174 | 7.5% |
| Optimistic | £867 | 8.9% | 6.2% | £274 | 12.5% |
| Bull | £948 | 9.7% | 7.0% | £389 | 18.9% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.2% |
| Net Yield | ●5.53% |
| Net Annual Income | £6,493 |
| Deductions: void 8% (−£771) · mgmt 10% (−£963) · maint 10% (−£963) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £366 |
| Monthly Cashflow (IO) | ●£175 |
| Cash-on-Cash Return | ●5.3% |
| 5-Year IRR | ●7.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,875 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,875 |
| Section 24 Extra Tax/yr (higher rate) | £881 |
| SPV Annual Saving | £1,680 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £136,215 |
| Less: Purchase Price | −£117,500 |
| Less: Buying Costs (SDLT + legal) | −£8,475 |
| Less: Selling Costs (est. 2.5%) | −£3,405 |
| = CGT Net Gain (5yr) | £6,835 |
| CGT at 24% | £920 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 7.0% | 4.2% | £-71 | -7.3% |
| Conservative | £747 | 7.6% | 5.0% | £82 | 3.1% |
| Base | £803 | 8.2% | 5.5% | £174 | 7.5% |
| Optimistic | £867 | 8.9% | 6.2% | £274 | 12.5% |
| Bull | £948 | 9.7% | 7.0% | £389 | 18.9% |
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