🔒 Sign in to view the address
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 114% above the area median. Offers anchored to area median of £140,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £23,850 | £309,000 | £16,727 | £5,477 | £14,477 | 14.6% |
| Yr 3 | £25,057 | £327,818 | £17,596 | £17,730 | £45,548 | 46.0% |
| Yr 5 | £26,326 | £347,782 | £18,510 | £31,787 | £79,569 | 80.3% |
| Yr 10 | £29,785 | £403,175 | £21,000 | £75,434 | £178,609 | 180.2% |
| Yr 15 | £33,699 | £467,390 | £23,819 | £132,502 | £299,892 | 302.6% |
| Yr 20 | £38,128 | £541,833 | £27,007 | £204,753 | £446,586 | 450.6% |
| Yr 25 | £43,138 | £628,133 | £30,614 | £294,182 | £622,316 | 628.0% |
| Yr 30 | £48,807 | £728,179 | £34,696 | £403,047 | £831,226 | 838.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,689 | 6.8% | 4.2% | £-158 | -6.9% |
| Conservative | £1,848 | 7.4% | 5.0% | £225 | 3.3% |
| Base | £1,987 | 7.9% | 5.6% | £456 | 7.8% |
| Optimistic | £2,146 | 8.6% | 6.2% | £707 | 12.8% |
| Bull | £2,345 | 9.4% | 7.0% | £995 | 19.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.95% |
| Net Yield | ●5.57% |
| Net Annual Income | £16,723 |
| Deductions: void 8% (−£1,908) · mgmt 10% (−£2,385) · maint 10% (−£2,385) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£458 |
| Cash-on-Cash Return | ●5.52% |
| 5-Year IRR | ●7.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £4,012 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,689 | 6.8% | 4.2% | £-158 | -6.9% |
| Conservative | £1,848 | 7.4% | 5.0% | £225 | 3.3% |
| Base | £1,987 | 7.9% | 5.6% | £456 | 7.8% |
| Optimistic | £2,146 | 8.6% | 6.2% | £707 | 12.8% |
| Bull | £2,345 | 9.4% | 7.0% | £995 | 19.3% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →