🔒 Sign in to view the address — Newcastle Upon Tyne
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 35% above the area median. Offers anchored to area median of £74,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £650 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £99,995
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,640 | £102,995 | £6,495 | £2,746 | £5,745 | 16.8% |
| Yr 3 | £10,128 | £109,267 | £6,847 | £8,762 | £18,034 | 52.9% |
| Yr 5 | £10,640 | £115,922 | £7,216 | £15,507 | £31,434 | 92.2% |
| Yr 10 | £12,038 | £134,385 | £8,223 | £35,808 | £70,198 | 205.9% |
| Yr 15 | £13,620 | £155,789 | £9,362 | £61,534 | £117,327 | 344.1% |
| Yr 20 | £15,410 | £180,602 | £10,650 | £93,395 | £174,002 | 510.3% |
| Yr 25 | £17,435 | £209,367 | £12,108 | £132,200 | £241,572 | 708.4% |
| Yr 30 | £19,726 | £242,714 | £13,758 | £178,860 | £321,579 | 943.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 964 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 8.2% | 4.9% | £0 | -4.2% |
| Conservative | £747 | 9.0% | 5.8% | £142 | 5.6% |
| Base | £803 | 9.6% | 6.5% | £229 | 9.8% |
| Optimistic | £867 | 10.4% | 7.3% | £323 | 14.7% |
| Bull | £948 | 11.4% | 8.2% | £433 | 20.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.64% |
| Net Yield | ●6.49% |
| Net Annual Income | £6,493 |
| Deductions: void 8% (−£771) · mgmt 10% (−£964) · maint 10% (−£964) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£229 |
| Cash-on-Cash Return | ●8.04% |
| 5-Year IRR | ●9.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,648 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,922 |
| Less: Purchase Price | −£99,995 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £683 | 8.2% | 4.9% | £0 | -4.2% |
| Conservative | £747 | 9.0% | 5.8% | £142 | 5.6% |
| Base | £803 | 9.6% | 6.5% | £229 | 9.8% |
| Optimistic | £867 | 10.4% | 7.3% | £323 | 14.7% |
| Bull | £948 | 11.4% | 8.2% | £433 | 20.8% |
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