🔒 Sign in to view the address — Byron Street Bradford
Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 24% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,700 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Master Bedroom | £1,700 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £35,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 400–500 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,478 | £36,050 | £4,220 | £2,907 | £3,957 | 27.1% |
| Yr 3 | £6,806 | £38,245 | £4,456 | £9,074 | £12,319 | 84.4% |
| Yr 5 | £7,151 | £40,575 | £4,704 | £15,731 | £21,305 | 145.9% |
| Yr 10 | £8,091 | £47,037 | £5,380 | £34,683 | £46,720 | 320.0% |
| Yr 15 | £9,154 | £54,529 | £6,146 | £57,281 | £76,810 | 526.1% |
| Yr 20 | £10,357 | £63,214 | £7,012 | £84,004 | £112,217 | 768.6% |
| Yr 25 | £11,718 | £73,282 | £7,992 | £115,392 | £153,674 | 1052.6% |
| Yr 30 | £13,258 | £84,954 | £9,101 | £152,060 | £202,014 | 1383.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 101 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 15.7% | 9.0% | £119 | 8.5% |
| Conservative | £502 | 17.2% | 10.8% | £194 | 15.9% |
| Base | £540 | 18.5% | 12.1% | £242 | 19.1% |
| Optimistic | £583 | 20.0% | 13.5% | £296 | 22.8% |
| Bull | £637 | 21.8% | 15.3% | £360 | 27.6% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●18.51% |
| Net Yield | ●12.06% |
| Net Annual Income | £4,221 |
| Deductions: void 8% (−£518) · mgmt 10% (−£648) · maint 10% (−£648) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £109 |
| Monthly Cashflow (IO) | ●£243 |
| Cash-on-Cash Return | ●19.92% |
| 5-Year IRR | ●19.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £1,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £1,750 |
| Section 24 Extra Tax/yr (higher rate) | £262 |
| SPV Annual Saving | £1,084 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £40,575 |
| Less: Purchase Price | −£35,000 |
| Less: Buying Costs (SDLT + legal) | −£4,350 |
| Less: Selling Costs (est. 2.5%) | −£1,014 |
| = CGT Net Gain (5yr) | £211 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 15.7% | 9.0% | £119 | 8.5% |
| Conservative | £502 | 17.2% | 10.8% | £194 | 15.9% |
| Base | £540 | 18.5% | 12.1% | £242 | 19.1% |
| Optimistic | £583 | 20.0% | 13.5% | £296 | 22.8% |
| Bull | £637 | 21.8% | 15.3% | £360 | 27.6% |
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